Adam Nelson
Mortgage Broker Carnegie, Chadstone, Waverley
With more than a decade of experience in the finance industry, including within a bank, in car and personal finance, and as a mortgage broker working both face-to-face and remotely with clients, I’ve developed the knowledge and relationships you need to ensure your property purchase finance is efficient and effective.
I also dig below the surface so you can expect a lot of questions when we meet, but trust me, although you may not see it at first, the answers to all these questions can really work to save you a lot of time and money over the long term.
Instead of going bank to bank to find the right home loan, which is time consuming and daunting for first home buyers like us, we found Adam to be a one-stop shop with extensive knowledge of various home loan products available in the market. He helped us understand the difference in products offered by lenders and choose a loan that suited our circumstances. His ability to explain in simple terms made it so much easier to understand the dynamics of home loans. He also gave great tips on how to make the best use of our loan and equity, which even got us thinking about starting an investment portfolio in the near future! We found Adam to be professional and yet approachable especially when we asked him a million questions! Overall, we definitely are two happy customers! Jenny and Dave, VIC
First home buyers
For first home buyers, saving as much money on fees and interest rates as possible is just as important as finding someone to walk them through the process. Having previously worked in real estate, I can assist you with both aspects, securing a cost-effective and appropriate home loan and helping you with techniques for finding the right home. I can also help you start an early plan for building a property portfolio.
By simply going that extra step and explaining not only the loan process inside out but also how best to approach your house hunting, dealing with real estate agents and vendor, and choosing a conveyancer, I’ve found my first home buyers are some of the most relaxed, confident and happy home buyers in the market.
For a person with no finance background nor a clue about buying a house, Adam was my personal guru in educating me about housing and finance. He was there from the first day to the last when picked up my keys. He was extremely helpful, straightforward and very convenient to work with. I would highly recommend Adam and already have to a few of my friends! I was genuinely surprised when my loan was approved with little or no involvement from my side. So Adam, thanks a lot for taking the time out to explain the intricate details of the loan and answer my innumerable questions. Kasturi, VIC
Investment finance
Careful choice of lender and investment loan structure is the key to making your investment finance work towards your investment goals most effectively. If you want to purchase multiple investment properties in a short period of time, making use of negative equity, you will most likely need a different lender and loan structure to if you were looking to purchase just one property, positively geared. Choosing the right lender and product can also result in a greater borrowing power than you may have thought possible, expanding your property investment horizon beyond your current goals.
Refinancing
Refinancing can be a truly life-saving solution for some people, and a nightmare for others. It all depends on your personal situation. I was able to be the lifesaver recently for a couple who were in a really bad way financially, thanks to some questionable advice in the past. After analysing their situation and establishing their immediate goals, I was able to refinance their home loan and restructure their investment loan so that they actually had some cash in their pocket at the end of each month. The restructure has given them the savings and financial structure they need to look at expanding their property investment portfolio within a year.
Home loans with commercial security
Using commercial property as security for your home loan can be an ideal solution, but it can have its own difficulties, particularly if it your commercial property is unusual in any way. Being able to present your case to your chosen lender in the right way can make all the difference to whether or not you secure a home loan. A client was battling to get approval for an equity release from a property that had been converted to residential premises but was still zoned for business use – a somewhat unusual situation. I was able to present a compelling case to a major lender, which resulted in the client being able to access the equity from the property to build his dream home.
Home loan help for complex situations
A couple came to me with a story I hear all too often – they were building their own home and had run short of funds. In my usual course of proceedings, I delve deeper than the obvious, surface questions so I can better assist clients, and in this case established that the wife had an excellent relationship with her mother and step-father. Her parents were willing to put up their debt-free property as security, which solved the short term cash flow problem, and the couple finished building their new home shortly thereafter.
To date our experience with financial advisers has been less than ideal. In fact it has cost us over $80,000 in losses so you can see why we would not normally have a lot of nice things to say about them. We were facing a fairly bleak financial outlook when our real estate agent recommended that we speak to Adam Nelson from the Loan Market Group. The last thing we wanted was a yes man who was going to dig our hole a little deeper, and then we met Adam. What a refreshing change. Here was a person who listened to what our problems were, ascertained what needed to be done and then told us what we needed to hear – the truth. Bad things are never easy to hear, however Adam set out a succinct overview of where we were, where we needed to go and how we were going to get there – he explained the process in terms we could understand. Best of all, everything happened exactly as he explained it would…what a terrific surprise!
A good mortgage broker is like a good mechanic, they are hard to find but when you do you hang on with both hands. I would strongly recommend Adam Nelson to anyone looking to improve their financial situation. Robert and Tania, VIC
Home loans for any situation
My home loan industry knowledge and experience means I am well-equipped to assist you regardless of your personal situation and requirements. If you require a standard residential home loan, are self-employed and looking to borrow via a low doc or no doc loan, have past credit history problems or would like to invest in property, I can assist you.
Remote home loan service
If you are anywhere Australia-wide and need assistance with your home loan requirements, I can help you via a combination of phone, fax and email to find, apply for and secure the right home loan for your situation. This has worked very well for many clients in the past, particularly those from small regional areas who may not have access to a local mortgage broker.
Car finance
My initial introduction to finance back in the late 90’s was with car finance. I am adept at all forms of car lending and leasing and still have many handy connections in the industry for new and old cars alike.
Melbourne South East customers
I live and work predominantly in Melbourne’s south east, including Carnegie, Hughesdale, Murrumbeena, Bentleigh, Hampton, Brighton, Melbourne, Caulfield, Malvern, Chadstone, Taylors Lakes, Sydenham.
Business networks
KYCU
Financial Planning
Philip Elmslie
Address: 1 / 879 Springvale Road, Mulgrave VIC 3170
Phone: 1300 788 364
Email: philip@rateone.com.au
All Property Transfer Services (Conveyancers)
Janine Easdale
Address: 1 / 20 Langhorne St, Dandenong VIC 3175
Phone: 03 9794 9066
Sea Change Conveyancing
Seanne Rouda
Address: Shop 5, 78 High Street, Cranbourne VIC 3977
Phone: 03 5995 1687
Email: seanne@seachangeconveyancing.com.au
Dunstan & Raftis Solicitors
Ben Spicer
Address: 205 McKinnon Road, McKinnon VIC 3204
Phone: 03 9578 6311
Email: ben@dunstanraftis.com.au
Ray White Carnegie Principal – Matt Hurlston
Address: 71 Koornang Road Carnegie VIC 3167
Phone: 03 9571 6777
Website: http://www.raywhitec.com
Alliance Corp Investments Director – Jason Paetow
Address: Ground Floor, 286 St Kilda Road, St Kilda 3182
Phone: 03 8669 0629
Fax: 03 9534 0671
Website: http://www.alliancecorp.com.au
For a FREE DVD outlining the service and benefits available through Alliance Corp Investments
Chase Homes
Wade Evans
Phone: 0437 622 699
Email: wade@chasehomes.com.au
Website: www.chasehomes.com.au
A long time ago…in a far away galaxy…Live two young Jedi’s Vonelle & Simi who needed a great deal of help. But from who?…someone who possessed ‘the force’…In no time…Jedi Master Adam ‘skywalker’ Nelson came to their aid…with a bit of mystery, wisdom and skill he saved the day! So thank YOU Adam for helping us and putting in so much effort!! MAY THE FORCE BE WITH YOU! Vonelle and Simi, VIC
- State: Victoria, VIC
- Broker region: Melbourne South
- Suburbs: Carnegie, Chadstone, Waverley
- Adam Nelson provides mortgage broking services in suburbs including but not limited to: Carnegie, Chadstone, Murrumbeena, Bentleigh, Mulgrave, Caulfield, Glen Waverley, Mt Waverley, Melbourne, Wheelers Hill Broker region, Melbourne South East