Alexander Heifetz - Mortgage Broker St Kilda, Bentleigh, Caulfield

Mobile: 0421 892 080 Phone: +61 3 8503 7917 Fax: + 61 3 8503 7917
Business address: PO Box 414, Bentleigh East VIC 3165
Trading entity: Complete Loan Solutions Pty. Ltd.

Contact: Alexander Heifetz, mortgage broker

Talk to a mortgage broker who really understands the market. From first home buyers to experienced investors, residential or commercial loans – I will help you to achieve your goal while making the home loan process hassle and stress-free.

Additional qualifications

• M.Sc.C.Sc (Masters in Computer Science)
• M.Sc.E.E (Masters in Electrical Engineering – Telecommunications)
• Certificate IV in Financial Services (Finance/ Mortgage Broking)
• Commercial Lending Accreditation

Keeping on top of the home loan industry

Extensive experience in the extremely dynamic IT industry helps me to stay tuned to the ever-changing conditions of the financial world, thus ensuring that my clients get the home loans that suit them. Working in these fast-paced industries, plus my time in the home loan industry, means I have a keen eye for detail, no matter how busy I am – an invaluable skill when dealing with strict banks’ requirements, one that ensures that my clients’ applications are processed quickly and smoothly.

I have known Alex for 10 years.  Alex has seen me go through some serious life changes but is always there to answer my questions, and to provide guidance.  Alex’s professional and meticulous attention to detail has given me the confidence to expand my property portfolio by showing me a range of options and products to suit my needs.
I have purchased properties on both sides of the country all providing their own challenges due to government regulations and distance. With the help of modern technology and Alex’s extensive knowledge of the financial industry, all my property settlements have been processed seamlessly. As a result, I can now see myself achieving an early retirement. (Let’s just say before 50yr)
Gregory Ramsdale, Balga WA 6061

Choosing the right home loan for you

I understand that taking a home loan is a serious long-term commitment often associated with a lot of stress. I am determined not only to make the process stress-free for my clients but also to make sure that the loan product suits my clients’ financial and family situation. Choosing the right loan goes well beyond an interest rate comparison. Things like bank fees, loan structure, and especially loan flexibility are all equally important. This is where I can help you. Whether you are self-employed or PAYG, first-time buyer or an experienced investor, looking into construction or purchase of established properties, planning to retire or starting a family, want a full loan or a pre-approval – I promise to provide you with the best financial advice that suits your particular needs. My almost 7 years of experience in finance with major banks and small lenders, as well as my extensive experience with the clients from dozens of cultural backgrounds located in Australia or overseas can guarantee I will find the right solution for you.

The advice I give my clients extends beyond just funding the right loan: I educate my clients so that they can make informed decisions for themselves and make every dollar they borrowed work to their advantage.

I am writing to thank you for your tremendous assistance in helping us to refinance our Home Loan in October, 2009. It was refreshing to work with a professional who goes so far beyond expectations to ensure the best result for the client. Your meticulous attention to detail ensured that the processing of our application occurred without undue delay or inconvenience and enabled us to make the move to our new house without additional stress and more than 12 months later, we are still happy with the excellent advice you gave us.
Dr. Andrew Holland, Highett VIC

How my home loan service works

I meet my clients at the locations and times that suit them best. I appreciate different family and living circumstances of my clients and deeply respect their privacy.

My services start with the first telephone conversation with my clients and continue well beyond the loan settlement date. I understand that people’s financial needs change as well as the financial situation on the market, and I am happy to periodically review my clients’ loans or help with a new one any time. My regular e-Newsletters help my clients to stay tuned to the finance and property market changes and should any news trigger a question my clients know that I am just a phone call away. I am also sending my clients regular updates in regards to interest rates movements and any changes in policies of their lender.

Alexander Heifetz really worked hard to make sure we got the finance we needed, often under difficult conditions set by the banks. He was endlessly patient, professional and courteous in all his dealings with us and ‘fought our corner’ very well to make sure that we got the finance we needed. I can recommend his services as an excellent broker.
David Reynolds, Raw Travel P/L, Sandringham VIC

Home loan assistance in three languages

My ability to communicate in three languages – English, Russian and Hebrew – means I can help a huge range of people through the home loan process. So even if you do not speak English well, I am more than happy to clarify for you the complexities of applying for a home loan in the language you understand. I am also able to read a number of East and West European languages.

First home buyers

A large part of my clientele is first home buyers. My goal is to assist you with the understanding of the whole process, including comprehensively informing you about any government grants and concessions available to you.

Dear Alex, thank you very much for all your help & support in helping us achieve the purchase of our first home. I will definitely recommend you to our friends.
Melinda Reynolds, Sandringham VIC

I make sure that all the requirements in regards to your home loan, including genuine savings, funds to complete and borrowing capacity, are clear. I assist you to not only complete your home loan application, but also the First Home Owner Grant (FHOG) application, and if necessary, any other related forms and documents. Using RP Data property database I can also help you find your first home in the right price range.

Doing something for the first time is never easy but I am always there to assist you, so getting your first home is not as difficult as you might think.

Jen and I would like to express our gratitude for the effort and time you have both put into our search for a home. The process has been extremely easy and stress free, much easier than we ever expected. Today Jen and I spent a few hours at our new home are feeling very excited by our purchase and what it represents. We will not hesitate to engage your services in any future investments we consider. We have both shared our experiences with a few friends and colleagues currently considering purchasing property and will not hesitate to share them with others in the future. I look forward to talking further in person soon, I cannot emphasise enough how much we appreciate your help. It has made our first home purchase much easier and allowed us to purchase in a market we simply thought was beyond our reach.
Liam Devanny & Jennifer Molloy, Clayton Vic

First-time and experienced investors

I have a large experience with investors at all stages of investment experience, from the novice investor to the experienced one. Regardless of your investment experience, I will assist you to find a good and flexible loan option, so that any immediate purchase will have a positive effect on your future investment portfolio. By taking into account all your current investments, all available equity and cross-collateralisation opportunities, I can find you the right investment loan option.

I am an investor who owns multiple properties, Alex did an excellent job to refinance all of my loans, he prepared all the paper documents, arrange valuation for the properties and negotiate with the various banks to get the best rate he possibly could, If you are looking for the new loan or refinancing your existing loan, I would not hesitate to recommend Alex from LoanMarket as your mortgage broker.
Louie Liu, Bulleen VIC

Divorcees and separated couples

Sorting out the financial implications of a break-up, especially when it comes to property, can be both difficult and stressful. Obviously, both parties want what is best for their financial future. I have successfully helped divorced or separated couples to get separate homes and refinanced their investments to their mutual agreement. At the end of the process, my service was one of few things they still agreed on!

Small business and commercial companies/enterprises

I have experience in arranging loans for small businesses as well as large commercial loans for big companies and different types of trusts. By closely working with your business accountant or financial planner I can help structure your business loan in a tax-effective way.

Discounts for larger loan sizes

Quite often I deal with large loans above $500,000 and successfully negotiate higher than normal interest rate discounts as well as a waiver for certain bank fees.

Fast loan processing times

My up-to-date knowledge and experience in bank’s and non-bank’s policies and procedures, as well as consistent awareness of their service levels allows me to minimise loan processsing times and guarantee my clients and referrers the fastest possible loan pre-approvals and full approvals. I also pride myself in successfully converting loan declines into full approvals.

Home loan help in all situations

I am happy to assist my clients with:

• Loans for First Home Buyers
• Residential Owner-Occupied & Investment Property Loans
• Refinance & Debt Consolidation
• Low Doc loans for self employed and PAYG clients
• Construction Loans
• Non Conforming Loans (clients with adverse credit history)
• Equity Finance Mortgages
• Commercial lending, Small business finance and equipment leasing
• Debtor Finance
• Consumer Lending: Personal and Car loans
• Home & Contents Insurance, Landlord Insurance, and Mortgage Protection Insurance

Property information from RP Data

I extensively use RP Data software to assist you in finding the right property at the right price. My detailed RP Data reports give you a significant advantage when you make an offer to the vendor or bid at an auction, as well as when you are refinancing and trying to get extra cash from the equity in your property.

Find the professionals you need

Since I work with a large number of professionals I have direct contacts with a number of family lawyers, solicitors, barristers, accountants and real estate agents, and can refer you to an appropriate professional to assist with requirements outside of the home loan process.

I have had the pleasure of working with Alex Heifetz for the past 6 years. As a solicitor, I meet a number of finance brokers and lending managers, but I have never found anyone who works harder to get the best result for their client. When we have mutual clients, it makes my job much easier knowing that Alex will follow through with the transaction from start to finish. I have had no hesitation in recommending him to a number of my clients as a trustworthy, ethical and knowledgeable finance professional who achieves results.
Ilya Fisher (Accredited Specialist – Business Law), Mayfair Legal

Customers Melbourne South

Based in Bentleigh East, I provide home loan services to clients throughout Melbourne’s southern suburbs, including St Kilda, Elsternwick, Caulfield, Brighton, Carnegie, Bentleigh, Ormond, Oakleigh, Moorabbin, Cheltenham, Hughesdale, Murrumbeena, Parkdale, Glen Waverley, Mount Waverley, Kew, Bulleen and Balwyn.

Interstate and overseas borrowers

I have helped quite a number of interstate and overseas clients. A client of mine moved from Victoria as far as Western Australia. The distance was not an obstacle and the client is still happy to continue using my services – in fact I helped him to get yet another loan recently. Some of my clients live in country Victoria, as well as in NSW, QLD and South Australia. I also have clients in Europe, Asia and the Middle East.

Alexander is one of the most diligent and hard-working people I’ve met. He always provides a level of service above and beyond from what any standard broker would provide. I’ve spent many hours talking to various brokers and none have impressed me as much as Alexander has. His communication skills are truly outstanding which have enabled him to really understand our financial needs. He has worked with us to establish new loans, refinance and restructure existing loans to deliver the best financial outcomes in these volatile times. I highly recommend making the time to speak with Alexander about your personal and/or business loan needs.
David G., PHR P/L Bentleigh East VIC

Alexander made purchasing an investment property very easy. He always took the time to explain the details and went out of his way to make sure I got the best deal and that it all happened on time. I have since purchased another investment property with Alexanders help and will continue to use him for all future purchases.
Alison Thompson, Yarra Glen VIC

Alex has been a valuable asset for us when we refinanced our properties to purchase our family home. He was able to meet us outside business hours and was very flexible in making sure our needs were met. He was able to secure us a rate that was better than what I was able to negotiate with my bank directly and assisted with the paperwork from beginning to end. I would definitely recommend him to someone that is looking to take out a new loan or re-finance an existing one.
I.Z. Balaclava VIC

I have known Alexander Heifetz for approx 9 years now, since his days with Aussie Home Loans. His up-to-date information and knowledge has been imperative to our decision making, finding the best available finance options suitable to our specific needs. His overall business ethics are highly appreciated, his response and delivery of information is prompt and communicated effectively making it easy to comprehend. Alex has remained in touch keeping us informed of market information relevant to our needs. I would highly recommend Alex to anyone looking for an honest and reliable finance specialist to manage all their finance needs.
Simone Ramsdale, Noble Park VIC

Alex has given us sound advice in choosing a loan to purchase two properties and refinancing one of those properties. He was invaluable in setting up the loan within a very short timeframe – guiding us through the terms, paper work and ensuring the bank met the timeframe. When we were selecting an investment property he enabled us to make a very informed decision giving us the history of the property we were considering and others in the area for comparison as well as an estimated value of the property. We highly recommend Alex’s friendly, efficient and highly professional services.
Wendy Renehan, Oakleigh East VIC

In all my dealings with Alexander, he has exhibited the highest level of professionalism, in terms of quick turn-around of loan applications, deep understanding of financial products and a thorough appreciation of the housing market. Going “above and beyond”, he has always demonstrated an abiding commitment to getting the best deal possible for his client. If you’re looking for a broker with experience, strong work ethic and integrity, then Alexander is your man!
Alex Hoffman, Caulfield VIC

 

For more information on home finance or to talk to Alexander Heifetz

Contact Alexander Heifetz, or call us any time on 13LOAN

• State: Victoria, VIC
• Broker region: Melbourne South
• Suburbs: St Kilda, Bentleigh, Caulfield
• Alexander Heifetz provides mortgage broking services in suburbs including but not limited to: St Kilda, Elsternwick, Caulfield, Brighton, Carnegie, Bentleigh, Ormond, Oakleigh, Moorabbin, Cheltenham, Hughesdale, Murrumbeena, Parkdale, Glen Waverley, Mount Waverley, Kew, Bulleen, Balwyn

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