Bob Staley - Mortgage Broker Sydney, Beecroft, Hornsby

Mobile: 0410 594 844 Phone: +61 2 9875 9400 Fax: +61 2 9875 9488   
Business address: Suite 2, 12 Hannah Street, Beecroft NSW 2119
Email: bob.staley@loanmarket.com.au
Trading entity: Better Mortgage Solutions Pty Ltd ATF Better Mortgage Solutions Trust

Contact Bob Staley, Mortgage Broker

My primary focus as a mortgage broker is to secure the right results for my clients. I pride myself on providing a personal, flexible service that caters to your personal circumstances and time constraints. My approach to loan structuring is innovative, and my customer service is of extremely high quality. My mission is to become your personal financial assistant by providing you with a range of loan options that will enable you to make the right choice. Over 80% of the new loans I arrange are from satisfied existing clients or referrals.

Getting the best deal for my Clients

My responsibility to you as a mortgage broker is to ensure you secure the home finance deal that it the right one for you, and not just the lowest rate on the market. Interest rates at the banks are no longer dictated just by the movements in the official rates set by the Reserve Bank. staying on top of all the latest financial news including interest rate changes, allows me to effectively assist you to compare your home loan options to find the right deal.

We were introduced to Bob Staley via a real estate agent who was selling the property next door to us. At the time, we were in discussions with our existing financier in an attempt to restructure our existing facilities to something more suitable to our current circumstances. Unfortunately, these discussions were not proving to be very fruitful and we approached Bob to see what he could do. Bob was able to negotiate with our financier on our behalf and arrange a better product with our funder that saved us money and gave us the flexibility that we were looking for. It was most gratifying to note that despite the fact there was no change of funder and no loan increase and therefore no great financial benefit to Bob, that he was prepared to take the time and effort to satisfy our requirements. “Its all part of our service”, he explained. It’s great to know that this type of assistance and attitude is still available with Loan Market. I would thoroughly recommend Bob Staley and the Loan Market Group to anyone seeking home finance.
Michael & Gina Montgomery, Beecroft, NSW

Residential home loans

Whether you are buying your first home or your tenth, the competitive home loan market changes every day with new products and offerings. The right decision now could save you thousands in the short, medium and long term. I have lending experience across a wide range of situations, and have supported many Australians in arranging home finance. To make sure you secure the right loan, first time, I look at your past and present activity along with your future plans to find the most appropriate loan options available.

Commercial and business lending

I am a qualified Chartered Accountant and have the specialised knowledge required to package your business or commercial finance and sell a deal to a potential lender. It also enables me to structure your business or commercial finance in a way that totally fits your overall business finance strategy.

Equity finance mortgage or shared equity mortgage

An EFM (Equity Finance Mortgage) can effectively help you purchase a more expensive property than you may otherwise be able to afford or greatly reduce your monthly home loan repayments, by sharing the cost of the purchase with an EFM lender. An EFM (Equity Finance Mortgage) works in conjunction with a traditional home loan, usually with 20 per cent as the EFM and the remaining 80 per cent as the traditional mortgage. When you sell your property, the equity finance will take up to 40 per cent of any future capital gains or share in up to 20 per cent of any capital losses, as a substitute for charging a traditional interest rate during the loan term. The money is paid back to the lender when the home is sold at the agreed percentage of the profit or loss.

An EFM (Equity Finance Mortgage) can be very useful but it is a complex product with a range of fees, charges, terms, conditions and lending criteria. If you are interested in finding out if an EFM will suit you, I am an EFM accredited mortgage broker and can assist you.
Capitaliser Investment Loans

If you are interested in investing in the property market but don’t want the stress of negative gearing and interest rate fluctuations, a new style of investment loan called Cash Flow Manager or Capitaliser Investment Loan may suit your purposes.

In a nutshell, this loan takes your rental income at an agreed level as a monthly mortgage payment and capitalises any balance owing to the principal. Your loan increases slightly over time, but hopefully by much less than the increase in the value of your investment. The lender is essentially agreeing that your investment property has good potential for capital growth. This product is simpler to work with than it sounds, but you definitely need a knowledgeable mortgage broker to work in conjunction with your accountant to ensure it works properly.

Great communication from Bob Staley!
Mark Wilkes, Oatley, NSW

Reverse Mortgage Consultant

Reverse mortgages are generally available to home owners over 60. There are a range of lenders who offer reverse mortgages, and each lender will make various percentages of equity available depending on your age and the age of your partner. As a specialist Reverse Mortgage Consultant (SEQUAL Accredited) I can show you how to use the equity in your home to improve your retirement lifestyle. Some common uses of reverse mortgages include holidays, home improvement and investments.

Customers Sydney Hills and North

I work with many residential, commercial, investment and business customers right across Sydney, from Beecroft, through Pennant Hills, Castle Hill, Hornsby, Epping, Baulkham Hills, Ryde and into the Sydney CBD.

 

Over the last few years Bob Staley has looked after all of my new and refinancing requirements through his strategic alliances and each time the attention I have received has made me feel I am Bob’s only client. I am a property investor and hold a large and developing portfolio of residential and commercial properties. I have been to other brokers in the past and have been disappointed with the service they had to offer. That was until Bob was recommended to me. In this world of ever changing financial products it is important to use a broker to sort out the good offerings from the many and to constantly look after your ongoing interests. Personally, I see myself fortunate to have the most conscientious and smart working broker partnering with me and I still feel that I am Bob’s only client. Bob has always gone the extra yard and negotiated the best deal for me irrespective of credit policy restrictions imposed by some Lenders. Bob always has the time to listen to me, discuss the current market, offer his ideas and help me plan my on-going business strategy. He is not just a broker but a partner to me and more importantly an asset to my business.
V&M Srinivasan, Carlingford

 

For more information on home finance or to talk to Bob Staley

Contact Bob Staley, or call us any time on 13LOAN

• State: New South Wales, NSW
• Broker region: HIlls District
• Suburbs: Sydney, Beecroft, Hornsby
• Bob Staley provides mortgage broking services in suburbs including but not limited to: Beecroft, Pennant Hills, Castle Hill, Hornsby, Epping, Baulkham Hills, Ryde, Carlingford, Bella Vista, Sydney CBD

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