Bryan Ng
Mortgage Broker Kew, Balwyn, Box Hill
From mortgage home loans to business finance and equipment leasing, I provide a tailored service to ensure you find the right financial solution for your needs. Whether your situation is simple or complex, finding the right loan can be daunting.
Simply put, you are looking for someone who listens to your needs, but also understands the importance of picking the right loan. Buying property is, after all, something that equates to investing your life savings. It is not often that you find those two qualities in one place - that is a mortgage broker who is also an accountant. Given my background, I have a better understanding of your full financials, and this helps me to find the right home loan to suit you.
Even better, my service extends beyond settlement of your loan, so you can get the information and assistance you need at any time.
As part of a business network , I can also help you to access outstanding accounting, taxation and financial planning services to suit your needs through First Accountants Pty Ltd.
Qualifications
- Bachelor of Commerce (Acc & Fin)
- Mortgage And Finance Association
- Certified Practising Accountant (CPA)
- Registered Tax Agent
Self-Employed Finance - Home Loans, Business Loans
I understand that sourcing finance for you home or business when you are self-employed can be very frustrating. I will make the process easier for you as a self-employed person and assist you to find the right finance package for your needs. I can assist you with your finance needs for everything from your home loan to your business loan, car finance and equipment leasing finance.
Complex Taxation Structures (Company, Trust, Partnership and Self-Managed Superannuation)
As an accountant too, I am experienced in working with complex financial structures including trusts and self-managed superannuation funds (SMSFs). My experience and knowledge means that I can assist you to tailor an effective finance solution to suit your structure (company finance, partnership finance, trust finance, non-for-profit finance). Working with complex finance structures regularly, I have a thorough understanding of how to effectively integrate your finance with the type of structure you are using. My goal is to enable you to better manage your finance over the short and long term, providing the assistance you need at each stage.
Rental Property Investment Finance
I work with many first time property investors as well as mature property investors, on finding the appropriate investment finance structure and package. I understand time is important to you, particularly when it comes to getting finance fast, and I use my experience to make sure that the solution to your requirements is cost-effective and tax effective. I also use my background as accountant, to give you tips as to what can and cannot be done between taxation and investment loans.
Commercial Property Finance
Finding a good commercial property is not always an easy process, but without the right knowledge, finding the right commercial loan solution for your commercial property can be even harder. The good news is, a mortgage broker who is experienced with commercial property finance can assist you with complex requirements and challenges involved in commercial property finance. I may even be able to find you a commercial finance package that enables you to borrow as much as 80% of the commercial property value.
Construction Finance
Construction finance for building property can sometimes be difficult to navigate, whether you are an owner-builder, building your first residential home, building multiple residential units or even a commercial building, construction finance. I am experienced at sourcing appropriate construction finance and effectively managing the construction finance process on your behalf to ensure the process runs smoothly and your building is completed as soon as possible.
Finance for Buying a Business/Vendor Finance
Finance for business purchase is a time-consuming and complex process, but I can help to make buying a business easier by finding you an affordable business loan and leaving you free to concentrate on the other aspects of the process of buying. I work with many new and potential business owners that need finance, including franchise businesses, retail businesses, medical businesses, new café\restaurant businesses and others. I can also refer you to associate services in business coaching, accounting and taxation. Once your business is running, I can assist you with other business finance, including cash flow lending, debtor finance solutions, business line of credit, and overdrafts.
Chattel Mortgages & Equipment Finance
I can assist you to arrange a chattel mortgage, hire purchase agreement or lease to enable you to purchase company and personal vehicles, industrial and office equipment. Which option will suit you depends on particular situation, so I will sit down with you to discuss your requirements and find the correct solution.
Overseas Buyers Finance (Europe, UK, America, Asia, India)
I work extensively with foreign investors and expats to arrange finance around the world for purchasing property in Australia. This can be a complex issue as it requires knowledge in Australian foreign investment law, taxation issues and lender policies. I work with my clients closely by listening to their needs, then I put together a solution that will suit your needs, wherever you are purchasing from.
Home Loans for all Kinds of People
I love to work with clients from a diverse range of professions, including:
- Retail and hospitality businesses including clothing stores, cafés, hairdressing salons, grocery shops and others;
- Professional practices including medical practices and consulting businesses;
- Investment operations including residential and commercial property developers;
- Manufacturing and servicing businesses and corporations;
- Individuals and Professionals in healthcare, IT, law, finance, trades, retail, hospitality, airline and government officer;
I can assist clients with many different loan requirements and am accredited in the following types of finance:
- Mortgage Repayment Protection insurances
- 100% Finance
- No deposit home loans
- Investment property loans
- Self Employed no “tax returns†loans
- Car, Leasing and Equipment finance
- Commercial and Industrial Property finance
- Property Development
- Small to Medium Enterprise Business Loans
- Retirement Finance
Customers Melbourne East
I have an office in Kew in Melbourne's eastern suburbs, and provide a mobile home loan, business loan and investment loan service to clients throughout the region, including in Kew, Balwyn, Box Hill, Nunawading, Blackburn, Burwood, Camberwell, Hawthorn, Melbourne CBD and Richmond.
- State: Victoria, VIC
- Broker region: Melbourne East
- Suburbs: Kew, Balwyn, Box Hill
- Bryan Ng provides mortgage broking services in suburbs including but not limited to: Kew, Balwyn, Box Hill, Nunawading, Blackburn, Burwood, Camberwell, Hawthorn, Melbourne CBD, Richmond