How much can I borrow

The How Much Can I Borrow calculator will help you determine your borrowing capacity based on your current income and expenses. The way your expenses are calculated will depend on whether it is a single or joint application, and how many dependants you have (people you support financially, like children). In addition to your maximum borrowing capacity, the calculator will provide you with an estimate of your monthly loan repayments.

This Calculator requires Flash Player 9 and javascript to be enabled.
If you see this message one of the following occurred:
  • You have javascript disabled. You need to have javascript enabled for the calculator to be loaded correctly (for instructions on how to enable javascript please click here)
  • You have Flash Player of version 5 or lower.
  • You have no Flash Player installed.

You can download Flash Player 9 by clicking on the following link. Get Flash player

Find out your maximum borrowing capacity

Email us now to assess the home loan options that are in your best interest.

* First Name:
* Last Name:
* Best contact number:
* Email:
* Postcode:
  Captcha Image
* Enter word verification in box:
* indicates mandatory fields

Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. Individual institutions apply different lending criteria and it is advised that you consult your financial adviser before taking out a loan.


Home loan calculator quick links

Loan Market - home finance brokers
daily panel rates update
fixed rates (from) 6.89%
variable rates (from) 6.99%
honeymoon (from) 6.71%
maximum lend 100%
click here for ratewatch

search our site
read our customer stories