How much can I borrow?

The How Much Can I Borrow calculator will help you determine your borrowing capacity based on your current income and expenses. The way your expenses are calculated will depend on whether it is a single or joint application, and how many dependants you have (people you support financially, like children). In addition to your maximum borrowing capacity, the calculator will provide you with an estimate of your monthly loan repayments.

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Find out your maximum borrowing capacity

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Loan Market Calculators

Note: The results from these home loan calculators should be used as an indication only. Results do not represent either quotes or pre-qualifications for a home loan. Individual institutions apply different lending criteria and it is advised that you consult your Home Finance Broker before taking out a home loan or mortgage.

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Attention First Home Buyers: Has the reduction in the FHB grant impacted your intention to buy in 2010?


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Daily Panel Rates Update
fixed rates (from)* 7%
variable rates (from)* 5.58%
honeymoon (from)* 5.55%
maximum lend 95%
click here for ratewatch