Credit Card Repayment Calculator

Paying off credit card debt prior to lodging a home loan application will increase how much you can borrow. Use the Credit Card Repayment calculator to determine how long it will take you to pay off the balance and how much interest you will be liable for if you pay only the minimum. You can also use it to work out how much time and money you will save by paying more than the minimum payment.

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Manage your credit card and loan balances

For a personal assessment on the most effective way of managing your debts, email us:

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Loan Market Calculators

Note: The results from these home loan calculators should be used as an indication only. Results do not represent either quotes or pre-qualifications for a home loan. Individual institutions apply different lending criteria and it is advised that you consult your Home Finance Broker before taking out a home loan or mortgage.

Quick Survey

What percentage of your monthly income goes towards pay off debts, including your mortgage, credit card, personal loans, etc?


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Daily Panel Rates Update
fixed rates (from)* 6.99%
variable rates (from)* 5.94%
honeymoon (from)* 5.8%
maximum lend 95%
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