Daryl Wright - Mortgage Broker Central Coast

Mobile: 0415 514 065 Phone: +61 2 4388 4544 Fax: +61 2 4388 6100
Business address:Chittaway Bay, NSW, 2261
Trading entity: LSJ Financial Services
Contact: Daryl Wright, Mortgage Broker

I have worked in the financial services industry since 1972, including the last eight years as a mortgage broker, providing me with extensive experience in the residential home loan market.

Buying or refinancing a property, whether it is residential or commercial, is an emotional experience for many; as your dedicated mortgage broker, it’s my job to make the process as easy and stress free as possible.

In the current environment there are so many changes to lending and credit criteria, so it makes more sense than ever to use an experienced mortgage broker to help you to find your home loan or investment finance solution.

And with so many home loans available in the market, I can save you considerable time and hassle by showing you the extensive range of home loans from our panel of major banks and secure lenders, making it easy to find the right home loan for your situation.

Residential home loans – purchasing, refinancing and first home buyers

Negotiating loan structures that enable you to maximise your home loan is my speciality. Whether it be a combination of fixed and variable home loan rates; introductory home loan rates and/or discounted professional packages, I have the knowledge required to help you find the right home loan option for your property purchase. I am equally knowledgeable and approachable whether you are a first home buyer navigating the property and mortgage maze, or a seasoned veteran who has bought and refinanced properties previously.

Smart home loan management strategies

There are lots of smart ways you can manage your home loan that will result in you saving money and reducing your loan term. Making extra payments above the minimum payment is just one example but also paying weekly or fortnightly instead of monthly can save you money in the long term. Talk to me about mortgage management strategies to suit your home loan and financial situation.

First home buyers

The Central Coast is a great place for first home buyers and I see a lot of hopeful and excited first time buyers. Purchasing your first home can be daunting and I make a point of providing as much help as possible to try and take the hassle and confusion out of the process of finding and securing a home loan.

Even if you only have little or no deposit, there may be a home loan solution to suit you. For example, you may be able to access the equity in your parents’ or other family member’s home to assist you to borrow and reduce your total lending costs, called a limited guarantor loan.

There are also home loan options that will allow you to consolidate your short term debts to help with your cashflow after committing to the purchase of your first home, making your debts more efficient and repayments easier.

Property investment finance

Buying an investment property is a completely different scenario to your own home. Maximising your cash flow is an essential part of successful property investment, something that can be achieved by securing the correct investment loan structure. As I have access to both major banks and secure lenders, I have been able to help many clients both overseas and in Australia with their investment.

Home loan health checks

A regular review of your home loan or investment loan portfolio is very important in the current environment, particularly with continual changes in the lending market. It’s also an important activity if there have been changes in your personal situation. The home loan or investment loan that suited you two years ago may not suit you today.

Additional qualifications

JP

Customers central coast

Terrigal, Avoca, Erina, Gosford, Kincumber, Wamberal, Forresters Beach, Copacabana, Holgate, Matcham.

 

For more information on home finance or to talk to Daryl Wright

Contact Daryl Wright, or call us any time on 13LOAN

• State: New South Wales, NSW
• Broker region: North Shore
• Suburbs: Central Coast
• Daryl Wright provides mortgage broking services in suburbs including but not limited to: Terrigal, Avoca, Erina, Gosford, Kincumber, Wamberal, Forresters Beach, Copacabana, Holgate, Matcham

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