Dean Pieterse
Mortgage Broker Caroline Springs, Hoppers Crossing, Werribee
The best tip I can offer people on finding the best home loan is to first find the best mortgage broker.
These days there are many different lenders and so many different home loan products and very often working out the best home loan for your finance needs can be very confusing. Most people don’t know where to start, so they would be better served by seeking the advice of a professional mortgage broker who is dedicated to listening and finding the most competitive home loan.
I have been a mortgage broker for 14 years and wake up every day excited about the opportunity I have to help people achieve their financial goals. My number 1 priority is to help my clients achieve their own financial goals through cutting edge financial solutions. I achieve this by providing them with the best home loan options for their finance needs plus offering them appropriate asset protection and risk management solutions.
When looking for a loan, it is important to focus on your end goal rather than the best interest rate. As a professional mortgage broker I take the time to understand your goals and provide solutions that will help you achieve those goals. This is especially critical when finding solutions for investment, commercial and business loans.
There is no point in trying to save a few dollars by choosing a loan with a cheaper interest rate if that loan will restrict you from creating wealth and generating thousands of dollars in additional profit in the future. I can help you structure a loan that will encourage wealth creation rather than restrict it.
Qualifications
Certificate IV in Financial Services (Mortgage Broking)
Diploma in Financial Services (Financial Planning)
Investment Home Loans in Melbourne West
Dean Pieterse arranged my first home loan in the early 90’s and he has been my only mortgage broker for about 10 years now. During this time I have purchased 4 investment properties and also developed units on 2 of these properties. During every loan application he has always made the process very simple. He is an expert when it comes to investment home loans and has provided very sound advice to me and my wife over the years. Dean Pieterse is a mortgage broker that I recommend to any investor who needs to deal with an investment loan expert.
Leo & Flora, Taylors Lakes VIC.
One of the most exciting parts of my role is to advise my clients on the most effective investment loan structure. This is a crucial step when buying an investment property because it will have an impact on how tax effective your investment will be and may also have an impact of the profitability of your investment.
Dealing with banks in past has always given me a headache. When I purchased my investment property recently, a friend of mine recommended that I speak to his mortgage broker – Dean Pieterse. I am really happy that my friend gave me Dean’s number. From our very first meeting, I knew that I was in good hands. Dean was extremely knowledgeable about investment properties and investment loans. The property I purchased was in Queensland and I didn’t know where to start in regards to banks and solicitors. Dean recommended a Queensland solicitor and he pretty much controlled the whole process on my behalf. Dean Pieterse is a true professional who understands investment loans and delivers outstanding customer service. I highly recommend him to anyone who is sick of dealing with banks.
Jim, East Brighton VIC
Refinancing in Melbourne West
As consumers, we have learnt how important it is to ‘shop around’ for the best deal. This is also a good practice when it comes to home loans because banks and other lenders are always competing for business and this usually allows me to secure significant financial savings for my clients.
When Dean Pieterse arranged the refinancing of our home loan, we were really surprised and happy about how much money we saved. Dean recommended that we consolidate some credit cards that we maxed out last Christmas – they were not reducing and the interest was just too high. After consolidating the credit cards with the home loan, we had about $600 per month more money in our bank account. This allowed us to start saving for a holiday which was long overdue. We will always be grateful for the help and advice that Dean Pieterse gave us. We recommend him to all our friends and family.
Michael & Laura, Hillside VIC.
The goal with refinancing will always be to reduce your loan repayments or reduce your interest rate. Refinancing may also be required if you need to restructure your loans to achieve something important to you and your current bank won’t help.
Due to closing a business down, I was forced to re mortgage to consolidate loans. I contacted Dean Pieterse through a referral and spoke with him regarding our financial situation which I must say was becoming dire, and then the financial crisis hit. Although getting the finance probably took longer than normal due to the crisis, Dean was on hand whenever I called. He even spoke to our creditors explaining the situation and getting us extra time in paying out our bills. He structured our loans in a way that if we paid out early we didn’t attract any extra fees etc. He really did think of everything. By refinancing and consolidating loans, credit cards etc he has saved us over 2,500 a month – this is a lot of money and gave us extra breathing space. I can thoroughly recommend him to anyone.
Tony & Denise, Cranbourne VIC.
Car Loans in Melbourne West
I strongly encourage my clients to allow me to arrange pre-approval of a car loan before they shop around for their next car. This gives them great buying power and allows them to negotiate strongly and get the best price on the car. This also gives them the peace of mind that the money to pay for the car has already been approved. Car loans can be approved in as little as 48 hours and the process is very simple.
Self Employed Home Loans in Melbourne West
For a long time now, banks have made it very difficult for self employed people to get a home loan. It is true that there is a lot more involved for a self employed person to get a loan. During my career I spent 2 years working exclusively in a Melbourne based Accountancy firm and during this time I was able to help hundreds of self employed clients get their home loans approved.
Reading financial statements and tax returns can be challenging and the average banker or broker simply doesn’t have the skill and experience required to help self employed people. I find this area of my work very rewarding and consider myself an expert in providing home loans to self employed clients.
Business and Community Involvment in Melbourne West
I am very proud of my involvement with the Caroline Springs Junior Basketball club. I volunteer as the Coach of the ‘Breakers’ – Boys under 12’s team. Giving my time to coach a junior team is a real privilege and I am very grateful to have this opportunity. I believe that adults can learn a lot from children especially when we take the time to watch them having fun. This really puts the challenges of life into perspective and is a good reminder about how simple life can be.
Life is unpredictable and I have the responsibility to offer my clients the most appropriate finance options for their circumstance plus the most appropriate protection against the risk of serious illness, injury, involuntary unemployment and death. In 2010 I successfully completed studies towards a Diploma in Financial Services (Financial Planning) and now practice as a Financial Planner and a Mortgage Broker. This new qualification allows me to offer financial advice and mortgage advice. My clients will now benefit from a full range of important products and services that I have available to help them achieve their financial goals.
- State: Victoria, VIC
- Broker region: Melbourne West
- Suburbs: Caroline Springs, Hoppers Crossing, Werribee
- Dean Pieterse provides mortgage broking services in suburbs including but not limited to: Burnside, Burnside Heights, Cairnlea, Caroline Springs, Deer Park, Hoppers Crossing, St Albans, Tarneit, Truganina, Werribee