Dennis Brown - Mortgage Broker Central Coast

Mobile: 0405 187 366 Fax: + 61 7 5537 4591
Business address: 1/20 Annette Court, Labrador QLD 4215
Trading entity: Charden Business & Financial Concepts Pty Ltd

Contact: Dennis Brown, mortgage broker

With over 38 years of experience in the mortgage industry I have the expertise to assist you through the myriad of loan products on the market. My industry knowledge will play an integral part in securing you the loan and structure to best suit your current situation and long-term finance goals.

I have a strong commitment to service and communication with my clients, and this has been of great assistance in the loan documentation, pre-settlement and post-settlement processes, for my many satisfied clients.

In my previous roles, I have worked on both sides of the fence, from writing the loans as a mortgage broker to working in credit with my own delegated lending authority to approve loans (residential and commercial), so you can rest assured you’ll get the loan that’s in  your best interest.

First home buyers

Purchasing your first home is still high on the list of personal goals for most Australians and recent studies have shown that the cost of home ownership verses rental costs are pretty much on par in many areas. However, it can be a stressful experience – that’s where having a mortgage professional to assist you every step of the way can greatly ease the burden.

My goal is to assist my first home buyer clients through the maze of finance requirements and government regulations. I will assist you with your loan selection, application and loan documentation processes, all the time communicating with you and your solicitor to ensure that the process is as smooth as possible.

I will assist with the lodgement of your application for the First Home Owners Grant and ensure that these funds are available for settlement.

It is important to recognise that once settlement of the purchase of your property has occurred and your loan is in place, your banking requirements will change. My commitment is ongoing; I won’t “lend you and leave you”. I find great satisfaction in assisting my clients to set up their finances to maximise their potential to achieve their goals, rather than just setting out on a 30 year debt.

I want to be your mortgage broker of choice and have an ongoing role to play in your financial future.

Dennis Brown has been my mortgage broker for 3 years. His service and guidance throughout has been invaluable. Initially my wife and I were overwhelmed with the amount of options and possibilities available in taking out a mortgage. With the help from Dennis we have had the best deal possible without question. I am now at a stage where I am 12 months ahead in my repayments which have only been possible due to the great deal Dennis found for us. I have no hesitation in recommending Dennis as an honest and reliable mortgage broker and financial advisor. Thanks for all your help mate.
Trent and Vic W., Quakers Hill NSW

As a first time buyer, I found Dennis not only professional but very approachable. I had many questions and he took me through it in easy to understand terms. I will definitely be using Dennis in future transactions.
Adam E., RAAF

Property investors

I have specialised in investment property finance since 1995 and have the necessary expertise in structuring loans for minimal risk to my clients. Whether it is just one investment property or a property portfolio, it is vital to structure your finances correctly to obtain maximum benefit to you from each individual property. A flexible and correctly structured loan will be vital to ensure that future opportunities are not hampered by your current situation.

As my property portfolio has grown, I have kept Dennis Brown as my Mortgage Broker. Dennis has repeatedly delivered an exceptional standard of service providing a range of loan solutions each tailored to suit my needs.  He has demonstrated a thorough understanding of what loans are available from all available lending institutions and provided recommendations based on my situation at any particular time.  He has proven to be dedicated, personable and I would not make a move without his advice. 
Greg. B., Royal Australian Army

Mortgage solutions

Whether it is a home upgrade, refinance, loan consolidation, relocation loan or any type of home loan, it is very difficult for a borrower to see over 35 different lenders and consider all of the products offered and how each one would benefit them. It would be extremely time consuming and also likely very confusing. Similarly, just by doing research on the internet, will not provide all of the answers you seek as it is only “one way communication”. That is why it is so important to use the service of a professional mortgage broker to guide you through what products meet your financial goals and requirements.

This is a service that is free to you, as the mortgage broker is paid by the lender, and with all lenders mostly paying similar commissions. The mortgage broker can assist you without being influenced by his earning capacity. A professional mortgage broker will always put their clients’ needs before their own, and I have found time and time again that by doing this clients have been only too happy to refer family and friends to use my services. They have confidence that I will do a professional service for these referrals, just as I did for them.

A long term client of mine lived in a small house in Campbelltown when I first met him. By using the loan structures that I set up for him, he has now moved to a very large two storey home, and has paid off his owner-occupied debt. He has purchased two investment properties and travels overseas with his family at least once per year. Whilst he is very disciplined and very goal driven, he admits that he would not have achieved this success without the loan structure and guidance afforded to him over the years.

Dennis has been our broker for at least 10 years and we can’t recommend him highly enough. His knowledge and professionalism makes what can sometimes be a difficult and tedious task, seem easy and simple. Dennis takes care of all the details and really makes everything involved in getting finance so straightforward, he provides clear, concise advice and takes the confusion out of all the different types of financing available. Dennis has, at different times, arranged various loans for us from commercial to construction loans to run of the mill investment loans. He just makes everything easier and really takes the stress out of organising finance. We can’t thank Dennis enough for the help and advice he has provided us over the years and on top of all that he is a truly lovely person. We will definitely continue to use Dennis for as long as we need financing.  
Paul and Kylie S, Penrith NSW

I have used Dennis Brown for my financial needs for about ten years, and have found him to be honest and very reliable with his information and predictions. I would not hesitate to use and recommend his services again with the utmost of confidence.
Brian & Barbara W., Casino NSW

I have utilised Dennis Brown on a couple of occasions in the past and found his and understanding of financial products in particular Dennis Brown’s knowledge, to be of great assistance. Dennis was able to explain the relevant options to my financial requirements and tailor a financial package to best suit my requirements.  I have no hesitation in highly recommending or utilising Dennis to assist in other financial requirements.
Daniel W., Penrith NSW 

Commercial and business loans

This highly specialised field requires the expertise of a professional who has many years experience in this area.

The complex nature of these loans must be presented to a potential lender with “in depth analysis and data provision” so that the lender can gain an insight into what the applicant is trying to achieve.If any area is not fully understood by the lender, then the chances of the loan being approved is minimal.

First impressions are always the best and again it is further proof that a mortgage broking professional who understands this section of the industry is always your best option.

Loans for the self employed

I have developed highly specialised skills when dealing with complex company financials, trusts, self managed superannuation funds, etc. and I will work with your accountant, financial planner or solicitor to ensure that your loan structure meets the goals and objectives that you have set.

Qualifications

• Diploma of Financial Services: Mortgage Broking Management

• Course in Property Practice 91086NSW (NSW Real Estate Institute)

Community involvement

• Christian – Hillsong Church

Customers Central Coast

I work with home loan customers on the Central Coast of NSW, including in Woongarrah, Umina, Newcastle, Castle Hill, Kellyville, Baulkham Hills, Hornsby and Mount Colah.

Customers Tweed Heads and Surrounds

I am also available for home loan clients in the northern NSW area of Tweed Heads.

 

For more information on home finance or to talk to Dennis Brown

Contact Dennis Brown, or call us any time on 13LOAN

• State: New South Wales, NSW
• Broker region: Central Coast
• Suburbs: Central Coast
• Dennis Brown provides mortgage broking services in suburbs including but not limited to: Woongarrah, Umina, Newcastle, Castle Hill, Kellyville, Baulkham Hills, Hornsby, Mount Colah

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