Diane Clarke
Mortgage Broker Port Melbourne, St Kilda, Docklands
‘My passion is helping clients reach their goals.’
Customers and loans – Tailoring finance to your needs
With nearly a decade of experience in the finance industry, I take the time to clearly understand clients’ goals and use this information to find the best possible home loan, investment loan or commercial loan solution to suit their needs. Whether you are a business owner, private investor or first home buyer, the wrong loan product and/or incorrect structure can cost you dearly. As a professional finance broker, I can guide you through your best options and potentially save you thousands of dollars.
Throughout the application phase, I keep clients regularly updated of progress and liaise with relevant parties where necessary; accountant, solicitor/conveyancer, real estate agent. My service doesn’t end once your loan is settled. I maintain a relationship with you post settlement, am available for any questions you may have about your loan package and can help you make informed decisions should your circumstances change.
We re-financed a seven figure plus amount with Diane that incorporated several different securities. It was a complex transaction which was handled very professionally and efficiently with virtually no effort from us. The deal Diane was able to negotiate was far better than any advertised rate and we couldn’t be happier with the result. We have since used Diane for other projects on a much larger scale with the exact same positive outcome. I have no hesitation in recommending Diane no matter how big or small the transaction.
Laurie Harper, Malvern East VIC
Structuring loans tax effectively
With your permission, I liaise with your accountant or financial planner to ensure your home loans, investment loans and business loans are structured correctly. Not having the right structure in place (ie ownership entity, borrowing entity, type of loan) can easily cost you thousands per annum. I have experience with complex structures, corporate entities along with discretionary, unit and hybrid trusts.
Negotiating Competitive Rates and Terms
I have a track record of negotiating excellent pricing and terms for higher value loans.
Home Loans & Investment Property Loans – Purchase, Upgrade, Renovate or Refinance
- Loan Prepproval – I arrange and strongly recommend a ‘preapproval’ to put you in the strongest possible position to bid at auction or negotiate with a vendor
- Property Investors – I liaise with your accountant/adviser to maximise the growth and tax effectiveness of your investment property portfolio
- First Home Buyers are assisted through each step, including application for the First Home Owners Grant
- Construction Loans, House and Land Packages – I will help through each stage
Some years ago we were referred to Diane for financial advice by our accountant of some 20 years.
Since then we have benefited from her advice and effort both for our home and business finance. She has shown refreshing attention to detail and to complete the job with a minimum of fuss. We have referred friends and colleagues to her who have been tended to no matter how small or large the lending. We are pleased to recommend her services.
Murray and Barbara Fensham, Werribee South VIC
Commercial Loans, Business Loans & Development Loans – Purchase or Refinance
- Commercial Property finance; Office, Industrial, Retail
- Business Finance (to fund growth, acquisition or refinance)
- Cash Flow Lending/Debtor Finance – improve business cash flow
- Development Finance
- Specialised Lending for Accountants, Financial Planners, Real Estate Agencies, Franchises
Vehicle & Equipment Finance
- Chattel Mortgage, Hire Purchase, Finance Lease, Rental
- Secured only by equipment & Directors guarantees, not linked into property
- Opportunity to take advantage of the ‘50% Government Investment Allowance for Small Businesses’ which will expire 31 December, 2009
Self Managed Super Fund (SMSF) Lending
- Opportunity to borrow through your super fund to purchase property in a tax effective way
- Costs, rates and policies vary significantly between lenders. I can guide you.
Short Term Finance (lending up to 12 months)
- Access to a variety of contacts in short term lending
- Fast turnaround times
Property Reports – RP Data
If you are in the market to buy a property or considering the sale of your home, I can produce a tailored RP Data property report to better equip you with knowledge about the property market, from giving you insights into the value of your own home, to giving you detailed information about current properties listed for sale or recently sold. Many have found this service invaluable as it puts them in a much stronger negotiating position.
Diane your assistance in obtaining our recent loan approval was done with the utmost of professionalism and good nature. Keep up the good work.”
David & Janet Darcy, Docklands VIC
Qualifications and Accreditations
- Bachelor of Economics
- Bachelor of Business (Marketing)
- Diploma of Financial Services
- Certificate IV in Financial Services (Finance/Mortgage Broking)
- Full Member of the Mortgage & Finance Association of Australia (MFAA) and an Accredited Mortgage Consultant. All relevant business and personal insurances are in place.
Business Community Involvement
- Sponsor of the Taxation Institute of Australia (TIAA ) Victorian State Convention 2008-09, 2009-10
- Member of Rotary Club of Albert Park
Memberships and Community Involvement
- Cycling: Completion of many charity and general cycling events including Marysville Fire Relief Ride 2009, Tour Down Under Open leg 2009, Otway Classic 2007 through 2009, Around the Bay in a Day 2003 through 2008, Murray to Moyne 2002 through 2006, Port to Port 2002 through 2007
- VRC Member (Victoria Racing Club)
Clients in Melbourne and surrounding areas
I enjoy working with all types of clients including: Business Owners and Self Employed, Property Investors, Home Buyers including First Home buyers, Overseas Buyers and Investors; Expats and Foreign Residents.
I provide services to clients throughout Australia and some overseas. Predominantly, I work with clients right across Melbourne, including Melbourne CBD, Albert Park, Armadale, Balwyn, Beaumaris, Bentleigh, Bentleigh East, Black Rock, Brighton, Brighton East, Burwood, Camberwell, Campbellfield, Carlton, Carnegie, Cheltenham, Clayton, Docklands, East Melbourne, Elwood, Footscray, Glen Iris, Hampton, Hawthorn, Kew, Malvern, Malvern East, Mentone, Melbourne CBD, Middle Park, Mordialloc, Oakleigh, Ormond, Point Cook, Port Melbourne, Prahran, Richmond, Sanctuary Lakes, Sandringham, South Melbourne, South Yarra, St Kilda, St Kilda East, St Kilda Rd, St Kilda West, Thomastown, Toorak, Williamstown.
I have been dealing with Diane Clarke for the last 3 years. I find her to be fantastic at her job. Diane has always been very helpful and understanding of my situation, she always took time out to give me a call with any type of an update …… Diane has always explained things in an easy to understand manner…… She sat me down and explained all of the paperwork I was signing, rather than just saying ‘sign it’, which meant a lot to me…… she always gave me a few options rather than leaving me limited……Diane has always wanted the best for her client in terms of achieving the best outcome. I will always commend Diane on all of her amazing efforts, and bright bubbly nature. It is lovely to find someone who is so enthusiastic about their job, and is still a ‘people person’. Thanks again Diane for all of your help and support throughout the refinancing of my current property. I am looking at purchasing another property in the next year and I won’t hesitate in contacting Diane or referring her to anyone I know.
Julie Colledan, Wallan VIC
- State: Victoria, VIC
- Broker region: Melbourne Central
- Suburbs: Port Melbourne, St Kilda, Docklands
- Diane Clarke provides mortgage broking services in suburbs including but not limited to: Melbourne CBD, Albert Park, Armadale, Brighton, Burwood, Camberwell, Carlton, Elwood,St Kilda West, Thomastown