Doug Hall - Mortgage Broker Coomera, Helensvale, Runaway Bay

Mobile: 0427 656 225 Fax: + 61 7 5573 0891
Business address: 19/32 Dalley Park Drive, Monterey Keys QLD 4212
Trading entity: Doug J Hall Pty. Ltd.

Contact: Doug Hall, mortgage broker

Your loan, your time

I have lived and invested in the northern Gold Coast for over 14 years; I guess that makes me a local. Since then thousands of new homes have been built, making it the fastest growth area in Australia. A Westfield Shopping Centre has opened in Helensvale. Construction is about to begin on the giant Westfield Coomera Town Centre, with a commercial precinct the size of a small city! This is why home buyers and investors are borrowing to move into the area. Investors are also seeing good rental returns at the moment.

With my finance and real estate experience, I will help you secure the right loan package, whether it is for your first home or your investment property portfolio.

Let’s secure your future now!

Your Loan

I thrive on giving exceptional customer service. For example:

• I’m a pre-approval specialist. This means I will tell you your borrowing limit up front, negotiate hard with your real estate agent, and we can settle your home faster because the hard work will already be done
• I will work closely with your real estate agent to ensure a smooth buying process
• I will work closely with your account/finance planner to get the right loan structure to meet your goals
• With larger loans, I have successfully negotiated rates of up to 0.3% off professional packages which have already been discounted
• Many of my customers are from overseas, and I am always happy to spend the extra time to ensure you understand the buying process in Australia, step by step.

First Home Buyers

You are our future, it’s an anxious time buying your first home – we must get the experience right the first time. I take my time with first home buyers. I remove the jargon to give you a clearer understanding of the process and most importantly the costs involved. I also assist in completing your “First Home Owners Grant” and lodgement, explaining what concessions and savings you are entitled to.

I will help you to create a “purchase budget” , which shows you the full cost of purchasing your home. This includes mortgage insurance, government fees and loan repayments. Also included is tips on how you can pay your loan off earlier, which will save you thousands of dollars.

The most common questions I get asked are:

• How much can I borrow?
• How much deposit do I need?
• What will my repayments be?

I will answer all of these questions during our first meeting, based on your individiual needs and situation.

Thank you for fighting so hard for us to get our first home, trips to Bunnings have never been so exciting.
K & N, Coomera Qld.

Self-employed borrowers

Having been a business owner/employer for nearly two and a half decades myself, I certainly understand the extra hoops a self-employed buyer has to go through in order to get a loan. I understand profit and loss statements, and look for those add backs in your statements to maximise your borrowing power.

Owner occupiers and investors (residential or commercial)

I enjoy the process of helping current home owners upgrade to their dream home, whether it’s an already established home or a construction-in-waiting. It’s very important to have the right home loan structure and flexibility to suit your needs.

New investors may be interested to kow that you don’t always need a deposit – you can use the equity in your current home to get your first investment property. Then expand your portfolio further, by cross-collaterising your existing home and first investment property to buy a third property. However you MUST have the correct loan product to do this – let me show you how.

Increase your wealth by starting a property portfolio, and your accountant can show you the tax benefits and savings!

You were a great help to us and always on call to answer any strange questions I came up with. Your help and advice definitely took some of the stress off our shoulders.
J & J, Robina Qld.

Types of Loans

I service the following types of loans:

• Low doc loans
• Construction loans
• Introductory loans
• Fixed rate loans
• Standard variable rate loans
• Professional packages – minimum size loan, discounted rates
• Investment loans – residential and commercial
• Line of credit – equity loans
• Low deposit loans
• Refinancing existing loans

Coming from overseas to live in Australia you made the home buying and loan process easy and no stress for us , thank for being honest and up front with us. Once again thank you.
B & H, Coomera Waters Qld.

Qualifications/vocational experience

Licenced Real Estate Agent for 29 years (invaluable experience when making offers and putting deals together)

Director of a financial institution for 7 years

Business owner/employer for 24 years (I understand a business owners point of view regarding finance)

Certificate IV mortgage broking

Justice of the Peace JP (c.dec)

Business and community involvement

Member of the Real Estate Institute of Queensland (REIQ)

MFAA

Business networks:

www.coomerarealestate.com.au

www.oxenfordrealestate.com.au

www.goldcoastcommercial.com.au

www.northshorehomes.com.au

Northern Gold Coast customers

I take my personalised mortgage broking service to customers in and around Coomera, Upper Coomera, Coomera Waters, Pacific Pines, Helensvale, Monterey Keys, Ormeau, Runaway Bay, Oxenford and Hope Island.

Thank you so much for the work you have done. We know this deal was a challenge for you but we got there. The kids love the back yard-lots of room.
T & V, Monterey Keys Qld.

Being a school teacher and little time to spare you made it so easy for me to buy my unit. I can’t thank you enough.
I have passed your card onto a friend of mind who is also looking for a loan.
Christine Shaw, Runaway Bay Qld.

 

For more information on home finance or to talk to Doug Hall

Contact Doug Hall, or call us any time on 13LOAN

• State: Queensland, QLD
• Broker region: Gold Coast
• Suburbs: Coomera, Helensvale, Runaway Bay
• Doug Hall provides mortgage broking services in suburbs including but not limited to: Coomera, Upper Coomera, Coomera Waters, Pacific Pines, Helensvale, Monterey Keys, Ormeau, Runaway Bay, Oxenford, Hope Island, Gold Coast

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