Greg La Brash
Mortgage Broker Perth, Ellenbrook, Mirrabooka
When it comes to successfully buying property, finding the right home is only part of the equation. Finding a great deal on your finance is just as important.
I am passionate about service. I try to take the headaches out of the whole process and make it as clear and simple as possible for everyone.
I pride myself on ensuring that my clients are in a position to make an informed decision, going to great lengths to ensure that my clients are aware of the full range of options available and the pros and cons of each option. It is only with this knowledge that we can together select the right home loan product from the more than 800 offered by our 40-plus lenders.
First home buyers
As a first home buyer, you want to feel confident and relaxed, not rushed, when choosing a home loan. To help you fully understand the home loan process and your options, I give you as much time as you need throughout the entire loan process, as well as all the right information to make your home loan decision with confidence.
Property investors
Loan structure is a key aspect of successful property investment. In conjunction with your accountant or financial planner, I will help to identify the right loan structure for those looking to take their first step into the investment market to those looking to find a way to expand their current real estate portfolio.
Self-employed – with or without tax returns, financials
A lot of people are turned off purchasing property because they feel the bank will not give them a loan without tax returns. Let me show you how “low doc” loans offer a viable home loan option without the requirement for all the paperwork.
Those with “bad credit”
Your credit history can come back to bite you at the most inconvenient times, such as when you find the perfect property. If the banks have said no, we have a number of lenders operating in the non-conforming home loan market who will are more willing to look at your situation and provide you with home loan options that are quite competitive.
Construction and property development
If you have decided to build your own home, or to undertake a property development project, I have access to a wide range of funders throughout Australia who want to compete for your business. With multiple construction loans to choose from, competitive loan packages are available for any scale of project, whether it is a residential home, duplex/triplex, or larger scale development.
Looking to correctly structure or restructure your finances?
There is nothing more detrimental to an effective wealth creation strategy than an incorrectly structured loan. In consultation with your accountant or financial planner I can assist to ensure that your finances are set up to give you the maximum benefit and flexibility.
Debt consolidation
If you are paying off credit cards, personal loans, car loans, business loans, and/or tax debts on top of your home mortgage and the repayments are crippling your cash flow, I can look to consolidate the debt. The idea is to look at the whole picture and work out a strategy that will help you to manage your finances effectively and reduce debt, without causing needless financial strain.
Home loan refinance
How long has it been since anyone had a good look at your home loan? The loan that you got two, three or – even worse, 10 – years ago may no longer be the best product for you. With a free “home loan health check” I can quickly compare what you have now to the home loan packages that are currently being offered. This can help to ensure the home loan you do have continues to provide you with excellent value over the entire course of the loan term.
Professional packages
Professional packages are widely available from a number of lenders and yet people are often not aware of these packages and the benefits they offer, such as discounted interest rates and a range of other features. If you would like to know more about what is available with a professional package, and whether or not a ‘pro pack’ is right for you, I can provide the information you need to make a smart home loan decision.
Customers Perth Metro
I am committed to helping the people of Perth to achieve property ownership and provide home loan services across metropolitan Perth, including in Perth, West Perth, East Perth, Maylands, Ellenbrook, Mirrabooka, High Wycombe, Midland, Balga, Nollamara, Dienella, Bayswater, Kalamunda, Henley Brook, Koondoola, Morley, Karrinyup, and Scarborough.
- State: Western Australia, WA
- Broker region: North Metro
- Suburbs: Perth, Ellenbrook, Mirrabooka
- Greg La Brash provides mortgage broking services in suburbs including but not limited to: Perth, West Perth, East Perth, Maylands, Ellenbrook, Mirrabooka, High Wycombe, Midland, Balga, Nollamara, Dienella