Choosing a home loan
Choosing a home loan from the hundreds available on the market is the first and most important step in the home loan application process. Your Loan Market mortgage broker will help you gain a good understanding of the types of loans available, as well as the rest of the home loan process, what the banks require you to provide in order to approve your loan and how to choose a good home loan deal.
Access a large range of banks and secure mortgage lenders
When you are choosing a home loan it’s important to make sure you use a mortgage broker with access to a large range of banks and secure mortgage lenders, so you can be sure the home loan you choose is in your best interest. Loan Market mortgage brokers work closely with a panel of lenders that contains all of the major banks and secure mortgage lenders in Australia, along with a wide range of business, commercial and personal lenders and deposit bond providers.
Get help with choosing the home loan and lender that is right for you
Take the next step towards home ownership and get expert assistance in choosing the home loan that is in your best interest. Simply fill in the form below or call us any time on 13 LOAN (+61 2 9249 3739).
Know how much you can borrow
Knowing how much you can borrow will help you when you are choosing a home loan, to find the right lender and home loan for your situation. Find out your maximum borrowing capacity by talking to your local mortgage broker.
Secure a good home loan deal
Once you choose a home loan and lender, use your power as a client to negotiate a better home loan deal with your bank and make huge savings on interest rates, fees and more.
The home loan application process
Learn about each step you will go through and understand the timeframes involved. Most home loan applications follow the same process from initial interview to full approval and settlement. Depending on the complexity of your situation, this process may take anything from a few days to a couple of weeks. As a guide, you should allow around 14 days for full approval and a further 2-3 weeks for settlement.
Organise a home loan pre-approval
Organise a pre-approval with your Loan Market mortgage broker as part of the process of choosing a home loan, as soon as you begin to think about buying a property. Your pre-approval gives you clear guidelines on how much money you have to work with. Some conditions usually need to be met before full finance approval will be granted.
Expert assistance with choosing your home loan
For assistance with choosing a home loan that is in your best interest, talk to your local mortgage broker and we will return your enquiry within 2 business hours. Or call us at any time on 13 LOAN or direct on +61 2 9249 3739.
