Non-Conforming Home Loans
Non-conforming home loans allow anyone who does not meet the credit criteria of mainstream lenders to secure home finance.
A non-conforming loan may suit you if you are:
- Credit-impaired
- Self-employed
- Non-resident
- New resident
- Security-impaired
- Have a low or no deposit
- Casual or seasonal worker
- Older borrower
Find out if you need a non-conforming home loan
Find out if you need a non-conforming home loan, or if there are standard home loans available to you that are in your best interest, by talking to a Loan Market mortgage broker about the home finance options that are in your best interest, call us on 13 LOAN ( or direct on +61 2 9249 3739) or email us the form on this page and we will contact you within 2 business hours.
Non-conforming home loans are a lot more flexible than in the past and may be available as a variable, fixed or split rate loan, and have many of the features of a more traditional loan available, such as offset. The interest rate and/or fees on non-conforming home loans may be slightly higher.
They are also a great way to repair your credit rating, and some lenders will allow you to refinance into a more traditional style home loan after a period of time if you have a good repayment history.
Find a non-conforming home loan
To find the non-conforming loan that is in your best interest, talk to your local Loan Market mortgage broker and we will return your enquiry within 2 business hours. Or call us at any time on 13 LOAN or direct on +61 2 9249 3739.
