Home Loan Pre Approval

Home loan pre-approval allows you to bid at auctions with confidence and shop for your new home with peace of mind.

If you’re thinking of buying a property, a home loan pre-approval is definitely worth considering regardless of how much you are thinking of borrowing.

A home loan pre-approval will give you clear guide on how much money you have to work with putting you in a stronger position to negotiate with a vendor or bid at auction.

Advantages of Home Loan Pre-Approval:

  • Home loan pre-approval is free
  • Valid for up to 3 months
  • Enables you to go shopping for your home with confidence
  • Final unconditional finance approval, is faster

Make Sure You Get Formal Pre-Approval

There are a number of different types of home loan pre-approval provided by lenders, from a simple short form through to a formal written pre-approval.

To be sure of your borrowing capacity, secure a formal pre-approval. It is the only way to get the pre-approval you need to negotiate with confidence or bid at auction under almost the same conditions as a cash contract.

A Loan Market mortgage broker will help you secure home loan pre-approval so you can shop for your new home with confidence.

Apply For Home Loan Pre-Approval

Joint application:
Number of dependants:
* Net salary 1:
Net salary 2:
Other net income:
   
Monthly car loan payments:
Do you have credit cards?
Do you have other payments?
Other payments type:
   
What is your first name?
Please enter your surname
What is your best contact number?
Preferred Call Back Time
Please enter your email address
What is your postcode?
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What are you borrowing for?
Interest rate information:
General information:
Your current position:
Deposit in hand:
 

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*After You Have Found Your Property

Once you have found your property, you will need to advise your mortgage broker and provide a copy of the contract of sale. Full approval of your loan can take as little as an hour or it may take a few days if valuations are required.

Are You Moving To A New Property – Bridging Loans?

Bridging home loans are a good way to buy a new property before the sale of your existing home.