Insure & Invest Market
The provision of a quality insurance and investment service that provides expert advice with real choice is the next logical step in the home loan process.
Insure and Invest Market was launched in December 2009 by the same professional team who bought you leading Australasian mortgage broker Loan Market Home Finance Brokers.
Insure and Invest Market Authorised Representatives provide quality assistance in choosing appropriate insurance and investment options to suit your current lifestyle and future plans and are committed to ensuring you receive the depth of information you need to best make a decision on how to protect both yourself and your family.
Insurance and Investment Options with Insure & Invest Market
Insure & Invest Market aims to provide the best financial solutions for your needs – whether you’re buying a home, managing debt, building wealth or planning for your well-earned retirement. Our Authorised Representatives can assist you with:
- Personal Insurance: including life insurance, death and total & permanent disability insurance, trauma insurance, income protection.
- Superannuation: developing tax effective strategies and consolidation of multiple superannuation accounts.
- Investment Strategies: including growing your money and investing in funds.
- Retirement Planning: growing your nest egg and supporting your retirement lifestyle.
More About Personal Insurance
Personal insurance essentially provides financial cover for you and/or your family in the event of injury, illness of death, depending on the level of cover your choose. If you have ongoing financial commitments, personal debt or a mortgage, some form of personal insurance is well worth considering.
There are a few different types of cover available; which one you choose will depend on your specific situation and financial requirements. As a general guide:
Term Life Cover: Pays a lump sum on death or diagnosis of a terminal illness. It is suitable for everyone with a mortgage, other debts of financial dependents.
Total & Permanent Disability Cover: Pays a lump sum in the event of total or permanent disability (for eligible occupations). It is suitable for everyone with a mortgage, other debts of financial dependents.
Critical Illness Cover: Pays a lump sum on diagnosis of a specified illness or traumatic event such as cancer, stroke or heart attack. It is suitable for anyone with ongoing financial commitments who would face hardship if they were to suffer a critical illness.
Income Plan Cover: Provides an income in the event of illness or injury that makes return to work impossible. It is suitable for anyone who relies on an income to meet living expenses.
Not everyone has the same personal insurance requirements so it is important to discuss your specific situation with an Authorised Representative.
How Does Insure & Invest Market Work?
Insure & Invest Market Authorised Representatives work closely with you, your mortgage broker, accountant, tax agent and solicitor to develop an insurance and investment strategy personalised to your needs. We use a 4-step process to ensure those needs are met.
Step 1: Initial Discussion
We arrange a no cost, no obligation chat with you about your financial needs and goals at a time that suits you.
Step 2: Developing your Financial Plan
Based on your individual needs and objectives, we develop your personal financial plan and then present this to you for your approval.
Step 3: Implementing your Financial Plan
We work with you to implement your financial plan.
Step 4: Reviewing your Financial Plan
We commit to a regular check-up to ensure your financial strategies continue to meet your needs.
Your initial discussion is free and with no obligation; you can find out what we offer, how much it costs and if it suits your needs.
Things You Need to Know
Insure & Invest Market Pty Ltd ABN 56 128 350 112 is a Corporate Authorised Representative of Pivotal Financial Advisers Limited AFS Licence No. 237857 ABN 13 085 335 397
