Jamil Allouche
Mortgage Broker Ferntree Gully, Brunswick, Lysterfield
The most rewarding aspect of my role as an experienced mortgage broker is helping clients achieve their dream, whether that is purchasing a home to live in or an investment property to secure their financial future. With more than five years experience in the finance industry, I am committed to achieving great results for my clients. I will go out of my way to provide a service that will help every client find a home loan to suit their situation.
Professional Achievements
- 2010/2011 Elite Mortgage Broker Status
- Broker of the Year 2009/2010
- High Achiever 2009/2010
- 2010 Australia’s Top 50 Business Writers, The Adviser
- Loan Market, Number 4 Lending Manager Australia 2010/2011
- Loan Market, Number 1 Lending Manager Victoria 2010/2011
- Loan Market, Number 1 Lending Manager Victoria 2009
- Loan Market, Number 1 Lending Manager Victoria 2010
- High Achiever 2008/2009
Memberships and Community Involvement
- Member – Mortgage and Finance Association of Australia
- Member – Credit Ombudsman Services Ltd
Business Community Involvement
For the past five years I have been working closely with real estate agents and because of this, I know precisely what is required to assist all buyers to secure their dream home or add to their investment portfolio. I also work with our vendors to facilitate their transition from their existing property to their new home. I ensure that the process is as stress free as possible and I will work closely with your agent to ensure that your finance is secured on time.
In addition, working closely alongside a number of financial planners and accountants has enabled me to assist all my clients, whatever their needs may be during the home loan process. A consultation with me will ensure that all your needs peripheral to finance are taken care of.
First Home Buyers
Buying your first home can be a very daunting process. With hundreds of ways to structure your home loan and many different lenders to choose from, speaking with a mortgage broker who has the knowledge of a large range of different options can save you time, money and give you the peace-of-mind that your loan is structured in the best possible way to suit your needs.
I can assist you with determining how much you can borrow, how to make an offer on a home and determining any benefits you are entitled to such as the First Home Owners Grant. Buying your first home is a huge step in a person’s life and I will be there every step of the way to ensure this process is easy and stress free.
Investors
If you are already in the property market and wish to expand your portfolio to include investment property, it is best to seek advice from your accountant first. I can then assist you to find the right way to structure your investment loans based on what is suitable to your individual needs, your investment goals, current property portfolio and debt position, not to mention achieving the maximum tax benefits available to you.
Self-Employed Applicants
If you are self-employed, it is essential that you use a mortgage broker who understands how to read financial statements when you are looking for a loan. Understanding company, trust and corporate structures could be the key to obtaining the most cost-effective finance solution available.
Home Loan Pre-Approvals
If you have just started the search for your dream home and wish to have some peace-of-mind with your maximum borrowing capacity determined, I can assist you in obtaining an official home loan pre-approval. Having a pre-approval will enable you to be in the strongest position possible to negotiate with a vendor or bid at auction when you find that perfect property.
Construction Loans
Building your home from scratch can be an incredibly stressful process when dealing with your land, builder and organising progress payments on your construction loan through your lender. I can take this hassle out of your hands so that you can enjoy this process rather than worrying about it!
I thought that selling my home and building a new one was going to be a relatively simple process. I soon learned that this was a very naïve attitude! With buyers changing their minds at the eleventh hour and enormous difficulties with land sales offices, it proved to be an exceptionally stressful process for me.
If it was not for Jamil, I am not sure how I would have coped. He was plain and simply, my rock. Through all the tears and near breakdowns, he was my constant sanity. His advice proved to be invaluable as he saved me a lot of money in hidden costs and fees. His hard work, dedication and support made what was a nightmare experience almost bearable.
Jen Lavin, Mulgrave
Real Estate Contacts
For the past five years I have been working closely with real estate agents and because of this I know precisely what is required to assist all buyers to secure their dream home or add to their investment portfolio. I also work with our vendors to facilitate their transition from their existing property to their new home. I ensure that the process is as stress free as possible. I will work closely with your agent to ensure that your finance is secured on time.
I first met Jamil almost five years ago when he was working with our loan writer at that time. Jamil immediately struck me as a young man with enormous discipline and enthusiasm towards his work. Two years ago I realised that we needed the very best loan writer to work with our team, as we had risen to be an award winning office and I felt that we needed all associated services to be of a premium standard to compliment our core business.
I approached Jamil and we decided to join together to endeavour to create something special between a broker and an agency that would benefit our clients long term. Jamil made an immediate difference in our office. Our team had enormous confidence in his ability to look after their client’s best interests to find them the most suitable package to match their financial situation.
Jamil’s work ethic is second to none, one that I have never seen or heard of in the lending industry. His passion, dedication, organisational skills and genuine love of his work never ceases to amaze me. Last year (only twelve months after joining our team) Jamil became the number one broker for Loan Market Victoria. He also made Ray White Ferntree Gully the top referring office in the Victorian network.
Jamil’s fervour and foresight have now brought him to build a team of support staff around him. He has done this to ensure that he can continue to provide a very high standard of service to his growing client list. We proudly recommend Jamil’s services to our clients with full confidence that they could not be in better hands.
Matt Sims, Director, Ray White Ferntree Gully
Other loans I specialise in include:
- Development loans
- Loans for expats
Melbourne East Customers
I offer my mortgage broking services to customers throughout the Melbourne East region, including Ferntree Gully, Wantirna, Knoxfield, Baronia, Lysterfiled, Burwood, Bayswater, Ringwood, Croydon, Mooroolbark, Brunswick, Pascoe Vale, Carlton, Fitzroy and Preston.
- State: Victoria, VIC
- Broker region: Melbourne East
- Suburbs: Ferntree Gully, Brunswick, Lysterfield
- Jamil Allouche provides mortgage broking services in suburbs including but not limited to: Ferntree Gully, Wantirna, Knoxfield, Baronia, Lysterfiled, Burwood, Bayswater, Ringwood, Croydon, Mooroolbark, Brunswick, Pascoe Vale, Carlton, Fitzroy, Preston