Jenny Oh
Mortgage Broker Sunnybank, Eight Mile Plains, Calamvale
Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. While the home loan application process can seem daunting, it is often simpler than most people think. I have access to home loans from a large panel of banks and secure lenders. I have helped thousands of families and individuals create wealth through effective loan structuring and the selection process. I provide my clients with a comprehensive and holistic financial service approach to wealth creation. I use a need based analysis to structure the right loan and deliver a superior service for my clients so all their financial goals are met. With access to a wide range of home loan products I can help you secure the loan that will allow you to achieve financial independence. My expertise and knowledge will help you select and structure the right loan and financial products for your finance needs to help you own your house faster, build and protect your wealth and secure your financial freedom. I understand everyone has different financial needs and goals. I have a team of specialists ranging from accountants to financial planners and property agents that can identify and resolve any problems and turn your financial dreams into reality. Special offers amd competitive offers include: 85% LVR with no Mortgage Insurance fees saving you thousands of dollars to help you move from renting to owning your own home. Our Expertise Knowledge → Select and structure the right loan and financial products → Help you own your house faster → Build and protect your wealth → Secure your financial freedom → Make dreams come true.Jenny used a holistic wealth creation approach to structure my home loan, she provided excellent after loan settlement services, showed me ways to knock off the loan and has helped me to own my house faster. I paid off my home loan within 3 years and 3 months. I have saved thousands of dollars in interest to the bank and I am off to my next investment purchase. Angus, Holland Park West, QLDI have the skills and experiences to structure the right loan so you can own your house faster or to grow your investment portfolio. Getting the wrong loan can significantly hinder your wealth creation process; I can save you the time, money and effort by researching, comparing and analysing hundreds of loan types so you can make informed decisions about your financial future- at no cost to you. The different loan types I offer include:
- Residential Loans - Home, Investment, Land, Construction, Debt Consolidation, Equity Release, Refinance, Low Doc, Non Confirming, Trust and Company Applications
- Commercial Loans - Development Loan, Business Loan, Franchise Funding, Commercial Loan
- Business Loans - Office Equipment Loan, Personal Loan, Car Loan, Manufacturer Equipment, Hire Purchase, Chattel Mortgage
- Self Managed Super Fund Loans (SMSF)
First Home Buyers
Buying your first home is an exciting experience, but there can be a lot to think about. I help make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you understand the types of home loans available to you as a first home buyer and assist you in choosing the right loan product for your financial situation. If you are eligible for the First Home Owner Grant or any state government first home buyer assistance, I will manage the application process and will help you fill in the paperwork. I will structure your loan based on your needs and circumstances to save on fees and rates and will most importantly structure it so you can create wealth faster than any normal investment.Jenny has helped my family put our finances into perspective and organised my first home loan, she has been fantastic throughout the process and made me comfortable with every aspect of the loan process. Calabase, Wishart, QLDI specialise in investment loans and I am passionate about helping overseas migrants and local business owners. I am able to negotiate the right loan package with the lenders for you - saving you time and money I have access to lenders who understand your complex business needs and will lend to entities such as trusts, companies or complex investments structures
Home Loan Deposit
Most banks and lenders will require a minimum deposit of 5 per cent of the value of the property you are purchasing, before they will approve you for a home loan. Depending on the lender and your individual situation, you may be able to fund your deposit from a range of sources, including genuine savings, monetary gifts, inheritances and first home buyer incentives. It is important to note, however, that most lenders will require at least a portion of your deposit to come from genuine savings.Home Loan Pre-approval
Home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking. A written pre-approval can also give you an advantage when you are negotiating on a property with a vendor, as opposed to someone who has no pre-approval or finance in place. A home loan pre-approval is generally valid for about three months, and you will still need a satisfactory valuation on the property you intend to purchase before your pre-approval can progress to a full loan approval.Property Investment Loans
I specialise in investment loans and am passionate about helping overseas migrants and local business owners so to create wealth. I am able to negotiate the right loan package with the lenders for your finance needs - saving you time and money - I also have access to lenders who understand your complex business needs and will lend to entities such as trusts, companies or complex investments structures.Jenny has taught me how to identify 'bad' and 'good' debts so now I am in control of my future and financial security knowing that I do not need to rely on Pension for my retirement is reassuring and rewarding. Trung, Dara, QLDProperty investment can be a smart wealth creation strategy, if you get it right. And that doesn't just mean finding the right property, it details the right loan so you can grow your portfolio at a competitive rate and most importantly you are in control. I have helped many customers to grow from 1 property to many that they have reached their financial freedom.
With the help from Jenny and her team, I have accumulated more than 10 assets in 6 years with rental income more than my annual salary. I know I am set for my retirement and am very happy to know I no longer need to work to fund my lifestyle even though I am only 45 years old! Ms Lin, Calamvale, QLDProperty investment can be a smart wealth creation strategy, if you get it right. And that doesn't just mean finding the right property. I also service many franchise customers who have investment loans for small businesses.
Jenny helped me structure my investment loans with competitive rates, fees and features to maximise my tax deductibility and loan amount. Hence I am able to grow my property portfolio and wealth faster to achieve my financial freedom within the time frame I want. Lee, Stretton, QLD
Business Community Involvement
2011 Business Award AchieverQualifications
Diploma in Financial Planning I also offer the following services: investment in identified growth products liked good quality property in a growth area, unit trust, cash management, superannuation, International and local shares, business structuring and Retirement planning. Insurance Services I provide to protect your hard earned wealth are: Mortgage Protection, Landlord, Home and Contents, Car insurance, Income Protection, Life, Trauma, Wealth Protection Review.- State: Queensland, QLD
- Broker region: Brisbane South
- Suburbs: Sunnybank, Eight Mile Plains, Calamvale
- Jenny Oh provides mortgage broking services in suburbs including but not limited to: Calamvale, Eight Mile Plains, Holland Park West, Macgregor, Rochedale, Stretton, Sunnybank, Sunnybank Hills, Wishart, Greenslopes, Upper Mount Gravatt