Martin Fedmowski

Mortgage Broker Glen Waverley, Wheelers Hill, Dandenong

Finding the right home loan is not all about the interest rate. It’s about looking out for hidden fees, charges, etc., that can add thousands of dollars over the life of a loan. That’s why you need the services of a Full Time Mortgage Broker. I am passionate about the home loan industry and can show you how to save money not only when you are applying for a home loan, but also once you have one.

Customers and loans

Having had more than 5 years experience in lending, and having contacts and affiliations with Real Estate agents in particular, I have come across a broad range of clients from first home buyers to large property developers and investors. This experience has included dealing with self-employed customers with limited financials and complex structures. My well-rounded history gives clients confidence they are talking to someone who can assist in every area of their lending needs. Many of my clients have referred friends and family, thanks to my ability to educate people regardless of experience or knowledge, and give them a thorough understanding of the process.

Martin, both Kylie and I wish to thank you for your prompt and professional approach. Your advise and attention to detail has provided us with a clear strategy regarding our property portfolio. And we look forward to working with you again in the future.
Mark and Kylie, VIC

First home buyers and construction loans

Being in the south east corridor of Melbourne and having developer contacts, means I have helped many first home buyers get into property. Construction loans are a specialty and often time-consuming, however the rewards that I get from helping a client progress from land purchase to the final handover over their completed first property are worth the effort. With construction loans I always go through the land settlement and construction timeline, allowing clients to visualise the important time frame and financial milestones throughout construction. I also help people look for house and land packages due to our associations with Victorian House and Land Sales and recommend builders if needed, that I have personally dealt with.

The service we received from Martin has been excellent. He always returns our phone calls and assists with any queries we may have. Martin is a true professional who will go the extra mile for us. We have and will continue to recommend him to others.
Jean and Marie Pasnin, VIC

Home loans for residential purchases

Seventy percent of my business is residential lending, due to my strong affiliation with real estate agents and developers. Basic loans are a favourite of mine, as they give my clients flexibility and a good interest rate. I like to keep things simple.

You are fantastic !! I cannot thank you enough for your assistance and professionalism regarding my refinance. Thanks again you have been like a breath of fresh air.
Latha, VIC

We’ve moved to our new house last Friday. All the financial transactions has been sorted. It’s been an interesting period for us. The project that started when Martin, visited our house to discuss the options that we had has finished with the site manager handing us our house keys on Friday evening. You both have done a great job assisting and advising me during this time.  On behalf of me and my wife, we’d like to extend our gratitude and thank you for playing a part in making our dream come to reality. Ahamed Saquib Noor, VIC

Self-employed borrowers

Many lenders claim that they understand the self-employed borrower but that is not always the case. Many self-employed clients who borrow in company and trust names, or simply can’t provide the depth of financial documents required for a standard home loan application, so I work with anyone in this situation to find alternative arrangements for finance. Having been in the situation of having no financials myself when purchasing my first home, I understand what is required by lenders to secure an alternative home or business loan as a self-employed borrower, including the differing loan to value ratios available.

First home buyers and Family Equity/Limited Guarantor loan options

There is no better client to deal with than one who has been told it can’t be done. One of our favourite sayings in the office is “How good is your relationship with your parents?” I once had a client whose parents wanted to help their children purchase their first home, but they did not want to go on the title, so their children could still qualify for the First Home Owners Grant. Simple. We got a Family Pledge/Guarantor loan. This left the parents’ loan with the existing lender, got a second mortgage over the properties through a major lender at the same rate and did an 80% loan for the children. Great outcome, parents and children were happy and no lenders mortgage insurance was payable. Win win.

Memberships and community involvements

• Victorian House and Land Sales
• BSC Finance
• Member of Athletics Victoria and Mentone Athletics Club
• Member of Kingswood Golf Club

South East Melbourne Customers

I will conduct home visits and am happy to provide mortgage broking services in and around Glen Waverley, Wheelers Hill, Mulgrave, Dandenong, Noble Park, Lynbrook/Cranbourne, Berwick, Endeavour Hills, Narre Warren, Vermont and Mount Waverley.

Business Networks

KYCU
Financial Planning Philip Elmslie
Address: 1 / 879 Springvale Road, Mulgrave VIC 3170
Phone: 1300 788 364
Email: philip@rateone.com.au

All Property Transfer Services (Conveyancers)
Janine Easdale
Address: 1 / 20 Langhorne St, Dandenong VIC 3175
Phone: 03 9794 9066

Sea Change Conveyancing
Seanne Rouda
Address: Shop 5, 78 High Street, Cranbourne VIC 3977
Phone: 03 5995 1687
Email: seanne@seachangeconveyancing.com.au

Alliance Corp Investments Director – Jason Paetow
Address: Ground Floor, 286 St Kilda Road, St Kilda 3182
Phone: 03 8669 0629
Fax: 03 9534 0671
Website: http://www.alliancecorp.com.au

For a FREE DVD outlining the service and benefits available through Alliance Corp Investments Chase Homes call Wade Evans on 0437 622 699 or email wade@chasehomes.com.au www.chasehomes.com.au

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• State: Victoria, VIC
• Broker region: Melbourne South
• Suburbs: Glen Waverley, Wheelers Hill, Dandenong
• Martin Fedmowski provides mortgage broking services in suburbs including but not limited to: Glen Waverley, Wheelers Hill, Mulgrave, Dandenong, Noble Park, Lynbrook, Cranbourne, Berwick, Endeavour Hills, Narre Warren, Vermont, Mount Waverley