Nick Gray
Mortgage Broker Epping, Hills District, Ryde
Buying a property is the biggest investment many of us will ever make. It can be a stressful time and there are many things to consider. I can take the time and stress out of finding a home loan that is tailor-made for your financial situation to ensure you get the right deal for your finance needs.
As a finance broker my aim is to achieve three key goals:
- To find the right finance solution that fits your needs.
- To make the finance process as painless as possible.
- To deliver on my commitments.
I am committed to finding the right loan package for your current and future finance needs.
First Home Buyers
Buying your first home is an exciting experience, but there are many things to consider. I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you understand the types of home loans available to you as a first home buyer and choose the right one for your situation. If you are eligible for the First Home Owners Grant or any state government first home buyer assistance, I will help you fill in the paperwork and manage the application.
Home Loan Deposit
Most banks and lenders will require a minimum deposit of 5 per cent of the value of the property you are purchasing, before they will approve you for a home loan. Depending on the lender and your individual situation, you may be able to fund your deposit from a range of sources, including genuine savings, monetary gifts, inheritances and first home buyer incentives; it is important to note, however, that most lenders will require at least a portion of your deposit to come from genuine savings.
Property Investment Loans
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn't just mean finding the right property - you will also need the right investment finance. Your investment loan package should be tailored to your investment strategy and goals, so I work closely with your financial planner and accountant to make that happen. Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I can help you get the right investment loan for your circumstances.
Many people venture out and try to obtain a loan by their own means. They are limited with time and limited to the knowledge they have on home loan products. I have access to a wide panel of lenders and will help you select the lender and loan structure which most suits your finance needs, including:
- Low Doc Loans
- Non-Conforming Loans
- Loans for Owner Occupiers
- Property Investment Loans
- Loans for First Home Owners
- Refinancing Options
- Leasing
- Debt Consolidation
- Reverse Mortgages
- State: New South Wales, NSW
- Broker region: Eastern Suburbs
- Suburbs: Epping, Hills District, Ryde
- Nick Gray provides mortgage broking services in suburbs including but not limited to: Epping, Ryde, Beecroft, Cheltnham, Carlingford, Eastwood, Lane Cove, Hills District, North Shore, Northern Beaches