Paul Moulday
Mortgage Broker Thornbury, Northcote, Preston
With well over a decade experience in banking & finance, I have developed a very reliable reputation through all facets of finance – always going the extra mile.
My experience in the banking & finance industry spans across all levels of customer care and management giving me a wealth of knowledge & experience to get the best deal for my customers finance needs, quickly & efficiently. Once the best options for the customer is ascertained, the ongoing management for all customer needs is delivered with bi annual reviews and hot topics.
I bought my first home, and was recommended to Paul from a friend. I had no idea of what to do, scared, vulnerable and I was panicked. Paul made me feel at ease and showed me what was required. He did all the ground work, and found the financier who best suited me. He was fantastic with constant updates, and made the process so smooth, I thought that he made it too easy. I have recommended him to everyone I know. He is a legend!
Leah Farrell- Bendigo
Extensive Knowledge and Experience
From asset finance, credit management, through to Business Development Management in a number of states, the last 7 years has seen me develop the mortgage broker market and develop new innovative products and credit changes to ensure the best deal for prospective customers. I was also part of the National Broker Forum, and a key contributor to changes in banking processes. I bring all that knowledge and contacts to help you get the right loan for your needs and circumstance.
I saw two other brokers and spoke to a number of banks, before I was recommended to Paul. He showed me how I could save a lot of money, where the other people I spoke to were not that interested. He followed up on all aspects and went out of his way to accommodate my busy schedule to ensure everything was done efficiently. I would thoroughly recommend Paul to anyone who wants to see how there finances are structured.
Katherine Dalmanin- Briar Hill
Mortgage Stress – How to Manage it!
Mortgage stress isn’t just about mortgages, it is more often about the combined stress of personal loans, credit cards, school fees and margin calls on share holdings. The truth is that the mortgage is the last thing a person usually stops paying. All the other loans and fees are first.
If you are feeling like you are getting to a point where your mortgage cost is too high, give me a call. Together we can look at whether you can split your loans into deductible and non deductible debt, or simply ease the burden of cash flows. You might split your debts into part variable and part fixed allowing better budgeting on the fixed portion, and having greater flexibility on the variable. By fixing part of your loan, any further increases in interest rates will be irrelevant. Debt consolidation may well be part of your solution.
I bought my first home, and was recommended to Paul from a friend. I had no idea of what to do, scared, vulnerable and I was panicked. Paul made me feel at ease and showed me what was required. He did all the ground work, and found the financier who best suited me. He was fantastic with constant updates, and made the process so smooth, I thought that he made it too easy. I have recommended him to everyone I know. He is a legend!
Leah Farrell- Bendigo
Home and Investment Loans
I Specialise in negotiating the best deal for my clients from first home buyers to the seasoned investor, I will hold your hand, a guide you through the entire process.
Asset, Commercial & Residential Loans
Accredited with over 30 lending institutions for asset finance, commercial, business, residential lending and insurance, I can get the best solution for your needs from our extensive panel of banks and lenders. Why waste your time, when I can locate the best deal, take control of the process and let you relax in the knowledge the work is being done. You will be constantly updated with the process alleviating the need for panic and fear of the unknown. Many customers are time poor, and want someone to show them the right way, and hold their hand through the process. Leave it to me!
Low Doc Loans for Self–Employed Borrowers
The complex & changing credit guidelines regarding self employed applicants, has the landscape constantly evolving. Keeping abrest of all new initiatives ensures maximum benefit for my customers.
Many self–employed borrowers need a loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular loan. Low documentation, or low doc, loans fulfil the needs of many self–employed borrowers. You’ll still need some financial history and paperwork – often about 12 months BAS statements and an ABN that has been active for at least 6–12 months.
Business Loans Commercial Loans
If you are considering a commercial purchase, I can identify the best package available and negotiate on your behalf for the best result. Good business finance is invaluable when purchasing and growing your business. Business and commercial loan options vary depending on w?hether you are a start–up or existing business. Whether you are buying commercial property, undertaking property development, expanding your business or need some cash–flow funding, assistance from an expert commercial finance broker will be invaluable.
Car and Equipment Loans
Are you considering purchasing a new car or business equipment. I specialise on ensuring the best cash flow solution for whatever business you are in. Using Chattel mortgage, HP & leasing options.
Financial Planning
Through my business partner, we can facilitate financial planning, Superannuation, term life, Business Insurance, Income protection & Trauma cover.
SMSF Loans
We can assist in delivering SMSF and facilities to maximise benefit.
Insurance
For general insurance, I can offer market leading products for home, contents & car insurance.
Community Involvement
I have a number of community involvements. I have just completed the Oxfam 100km Trailwalk, Melbourne (in 20hrs), raising over $10,000 for Oxfam charity. I also support the Step Family Association in Melbourne, reaching out to families that have to deal with real life issues when blended families come together.
I am also a member of local grass roots football club, Richmond Centrals AFC, where I was secretary and senior member of the club.
Memberships & Qualifications
B.Commerce (Accounting & Marketing)
Graduate Certificate Management
Graduate Diploma Management
Diploma Mortgage Lending (Securities Inst)
Customers Melbourne Metro North
I have service customers right across Melbourne, but the areas I do most business in are Melbourne Metro North including Northcote, Fairfield, Clifton Hill, Heidelberg, East Melbourne, Abbotsford, Collingwood, Fitzroy, Richmond, Balwyn, Surrey Hills, Mont Albert, Kew, Thornbury, and the Surf Coast Region including Anglesea.
Unbelievable. Paul was awesome! Came to our house a number of times, showed us what to do and how we could get a better deal. Cant recommend him highly enough. Legendary!!!!
Michael Melling-Williams- ThornburyAmazing tenacity to get the deal done. He is like a dog with a bone. Doesn’t get pushed around by the banks, and has some clout with his business relationships to get the best result. I have passed Paul’s card to everyone I know in my circle of associates.
Simon Howden- Malvern
With an integral business partnership, we can offer financial planning, Superannuation, term life, Business Insurance, Income protection & Trauma cover.
- State: Victoria, VIC
- Broker region: Melbourne North
- Suburbs: Thornbury, Northcote, Preston
- Paul Moulday provides mortgage broking services in suburbs including but not limited to: Thornbury, Northcote, Brunswick, Fitzroy, Fairfield, Preston, Reservoir, Heidelberg, Ivanhoe, Clifton Hill