Sandra Crossland

Mortgage Broker St Ives, Lower Nth Shore, Upper Nth Shore, Northern Beaches

Do you know that there are over a thousand home loan products on the market? Do you know that the lowest interest rate doesn’t necessarily mean the ‘cheapest’ home loan? Do you know what a ‘comparison rate’ is? If you answered No to any of these questions I can help you answer all the questions you have about home loans, both the easy and hard ones.

And with so many new home loan products available in the market, it is little wonder that finding the right home loan can be confusing, not to mention time consuming and stressful. My knowledge of the home loan industry is yours to draw on whether you are buying your first home, buying an investment property or refinancing your existing home loan.

“Having recently had the pleasure of engaging Sandra as our mortgage broker based on her numerous LinkedIn recommendations I am thrilled to say that she is truly excellent at what she does. Sandra is highly professional and went out of her way to get things done as efficiently and effectively as possible. She also gave me loads of great advice to help me through my first home purchase in Sydney. I would highly recommend Sandra to anyone looking for a great mortgage broker!”
Clifford Rosenberg, MD Australia & NZ – LinkedIn Corporation

10 Top Reasons To Get An Expert On Your Side

1. Results & Solutions – home loans that suit your needs, when you need it.
2. Professional & Ethical – I am a member of the MFAA (Mortgage & Finance Association of Australia).
3. Knowledgeable – whether you are a first home buyer, an investor, a new Australian, credit impaired, single, married or divorced, I have both the experience and resources to help you achieve your goals.
4. Friendly service – I guarantee you’ll like me. If you don’t, I promise you can find another broker – I’ll even help you find one!
5. Choices – a choice of home loans that suit you, all provided in writing after talking to you (over a coffee) – you pick the loan you want, with no hard sell from me.
6. Convenience– You are busy, so where will you find the time to do the research and be sure you’ve got the best possible product? With the click of a button I can compare and rank over 1500 home loan products from major banks and secure lenders, and tell you which will suit your situation and why. I can guarantee your bank can’t – they can only tell you about their products.
7. Peace of Mind– acquiring property – whether a home or an investment – is a stressful time. Not only will I ensure everything runs smoothly on the finance side of things (including handling all the paperwork and dealing with the lenders), I also have solid relationships with other professionals if you need them, including conveyancers, financial advisors, and pest & building inspectors.
8. There when you need me– you can call me, txt me or email – I can give you answers when you need them.
9. In for the long haul – I want to be there to help you buy your first home, your first investment property, and second and third! I won’t disappear once you have signed on the dotted line.
10. And last but certainly not least – all this for FREE! There is no cost to you as I get paid by the lenders.  I can provide you with service, options and peace of mind. Talk to me today!

Sandra, would like to thank you so much for your undying persistence and hard work that you put in to help me achieve buying of my first home. There is no way I could have possibly done this without your help. You helped me by making the confusing world of home loans crystal clear, and tailored a solution to accommodate my particular needs. It is very refreshing to see someone who is willing to go the extra mile, above and beyond and offer some good old fashioned customer service. Well done!
Ian White

On arriving in Sydney from Europe, I was faced with trying to persuade financial institutions to lend me sufficient money so that I could purchase a property comparable to that our family had in the UK.  Having tried several institutions with no success I contacted Sandra.  She steered me over a myriad of complex and mysterious hurdles and now thanks to her efforts, we have a wonderful home on the North Shore.  During our initial telephone conversation, her enthusiasm, energy, attention to detail and optimism was clear and I came away with a renewed level of confidence.  Her approach is refreshingly efficient, her willingness to respond in detail immediately to any of my petty queries was remarkable and her ability to persuade lending institution personnel is second to none.  I and all the Brennans are extremely grateful to Sandra for the competent, polite, effective and reassuring professional she is. Thanks to Sandra, with this new home, our adventure in Australia now has a firm foundation.
Professor Patrick Brennan

Past Credit Issues – No Problem

If you’ve been through some hard times and have a Telco or other default listed on your credit history, that doesn’t mean you won’t be able to secure a home loan. I have access to a number of lenders who understand your situation and will assess your application based on a combination of your past and present credit situation, rather than judging on defaults alone. Ask me how I can help you with your home loan requirements today.

First Home Buyers

Even though the real estate market in Sydney is tough, there is a lot of assistance around for first home owners, especially right now. You may be eligible for the federal government’s first home owners grant (FHOG) as well as state government grants and stamp duty concessions. In fact, you may find it easier than you think to get the home you dream of.

I would not hesitate in recommending Sandra’s services as a mortgage broker. Being a first time buyer I  was unfamiliar with the myriad of loans and products available. She took the time to assess my situation and requirements and provide the most suitable options for me. During settlement on my property she looked after the First Home Owner’s Grant application and alerted me to a “Rate Lock “ option on my mortgage which has saved me money.
Fergus Curran, Lane Cove

Home Loans For All Borrowers

I work with many different types of customers, from first home owners to new Australian residents, single parents, self-employed borrowers, and those with a credit impairment or past credit defaults. My commitment as your mortgage broker is to help you achieve your goals, whether you require:

• First home buyer loans
• Property investment loans
• Home loans for self employed applicants
• Credit impaired
• Debt consolidation
• Mortgage protection insurance
• Deposit bonds

I am a recent client of Sandra Crossland of Loan Market. The level of service that Sandra provided to my husband and I was exceptional. She took a thorough approach to finding the lowest-cost mortgage for our circumstances, and her service was prompt and accurate. In fact, she had done calculations on our current financial situation and located several competitive products to choose from within 24 hours of our first contact with her! Having Sandra as our mortgage broker meant that the process of securing a low-cost mortgage was fast and stress free. This was important to us as we both work full time. As well as tracking down the best deal for us, Sandra’s services included applying for the loan, completing paperwork, and liaising with solicitors and various financial institutions on our behalf. This freed us up to concentrate on finding the right property for our investment portfolio. We intend for Sandra to be part of our team for all future property investments.
N Miller & P McGeechan

Customers Sydney North

St Ives, Turramurra, Pymble, Gordon, Killara, Chatswood, Terrey Hills, Lindfield, West Pymble, and Wahroonga.

Earlier this year (2008) I engaged the services of Sandra Crossland to purchase my 13 acre property in Medowie. I had recently returned from an extended period of living overseas and was unfamiliar with the requirements of purchasing a property in Australia and quite honestly was overwhelmed with where or how to start looking for a loan. Having used the services of a Mortgage Broker in the past I set forth to find one in Australia and hence my enquiries to Sandra. From day one Sandra provided me with no obligation, no pressure, solid guidance. Once I decided to purchase my property Sandra helped me to identify my mortgage lender and walked me through all the necessary paperwork. The purchase was not straightforward and Sandra often went over and above the call of duty to follow up on documents with the various parties involved to meet what proved to be a very tight deadline for completion. Sandra was easily contactable and worked proactively to ensure she was up to date with the status of the purchase. I have only praise for the service provided to me by Sandra and have already recommended her to friends and will continue to do so in the future.
Karen Cox, Medowie, NSW.

I am a recent client of Sandra Crossland and I would like to say that I was very pleased with the service she provided me.  I had a very urgent requirement to purchase a unit without loan pre-approval and Sandra managed to secure me the perfect home loan quite quickly.  In fact, she managed to arrange for settlement within one week from date of exchange of contracts instead of the normal six weeks.  How great is that!!  To this day, she still looks after my account and I would say she has great after-sales service.  Thanks Sandra!  My next purchase in a couple of years will be in your hands. Cathy Terrel

 

Business Community Involvement

Eniwe Children’s Fund: Giving Hope to Children ENIWE Anywhere

I proudly support the Eniwe charity of South Africa. Eniwe provides food, shelter and education to AIDS orphans in Africa. Eniwe aslo creates sustainable projects that will ensure a future for these small communities.

I sponsor this charity with a fixed amount each month PLUS for every home loan settled, I donate $30 which is enough to feed a child for a month. You can help to! Visit the website http://eniwechildrensfund.org/ and donate to help keep the work going of the orphanage’s selfless carers.

 

• State: New South Wales, NSW
• Broker region: North Shore
• Suburbs: St Ives, Lower Nth Shore, Upper Nth Shore, Northern Beaches
• Sandra Crossland provides mortgage broking services in suburbs including but not limited to: StIves, Turramurra, Pymble, Gordon, Killara, Chatswood, Terrey Hills, Lindfield, West Pymble, Wahroonga, Manly, Dee Why, Mona Vale, Narrabeen, Avalon