Simon Szmerling
Mortgage Broker Bentleigh, South Melbourne, Glen Waverley
Taking out a home loan is undoubtedly the biggest financial commitment, so it pays to have the loan that’s in your best interest.
With over 20 years banking and finance experience, I understand that different clients have different needs. Your unique lifestyle means your home loan requirements aren’t the same as the next person.
Equally important is identifying the correct loan structure. Current circumstances and future goals are paramount in identifying the best options available.
A good mortgage broker will play a big part in helping you secure the most competitive loan and, will liaise with accountants and financial planners to ensure your home loan fits your finance needs.
Finance Solution - Eliminating Stress
Finding the right information to make the best decision on your home loan could take you up to six weeks if you were to try and do it all yourself. Not only will we keep you up-to-date with changes to interest rates, home loan products and lending criteria, we will identify your current and future needs, shop around for you and present a range of appropriate loans for you to choose from, all in the first consultation.
From there, we will complete your loan application, arrange supporting documentation and submit it to your chosen lender for approval. Consultations are free, and we are available to meet at a time and place that suits, any day of the week.
The Right Home Loan for You
It is vitally important to choose the right loan at the start to obtain maximum benefits and minimum costs. Equally important is identifying the correct loan structure. Your current circumstances and future goals are the key to identifying appropriate loan structures. Associated finance professionals can also play their part, so when necessary, we liaise with your accountant to confirm your borrowings are tax effective for you.
I can assist you with:
- Home & Investment Property Loans
- Refinance & Debt Consolidation
- First Home Buyers
- Low Doc & No Doc loans (self employed clients)
- Construction Loans
- Reverse Mortgage Loans (finance for retirement)
- Non Conforming Loans (clients with adverse credit history)
- Equity Finance Mortgages
- Commercial lending, business finance and equipment leasing
With You All the Way
Our service doesn’t end once your loan has settled. We keep in touch regularly with newsletters and emails, ensuring you are kept up-to-date with what is happening in the finance world so you can make an informed decision if your circumstances change. If you have questions about your loan package, we can answer them for you in a language you can understand. We can also refer you to other finance professionals including accountants, financial planners and insurance specialists, ensuring you have the right team to support you.
Distance is no Barrier to Good Customer Service
In addition to assisting borrowers in Metropolitan Melbourne and regional centres throughout Victoria, we are accomplished at assisting interstate and international borrowers. We have recently assisted clients in Queensland, England, Canada and even Azerbaijan to obtain appropriate finance. Distance is no barrier to good customer service.
Memberships and Accreditation
I am a member of the Mortgage & Finance Association of Australia (MFAA), and is accredited with the Loan Market lender panel. All relevant business and personal insurances are in place.
Finding the right home loan without expert help can be a stressful experience. We ask you a few questions to help identify current and future needs and present a range of options to suit your unique lifestyle.
With our extensive knowledge of bank policies, we are able to recommend the most appropriate lender and loan product. We then submit the application to ensure the best chance of approval without delays. We take the hard work out of financing your property purchase.
Appointments are available in the evening or weekend at a location that suits you. We also offer:
- Annual home loan review.
- Monthly email newsletter including finance tips and market updates.
- Free local property reports.
Professional networks include associations with conveyancers, buyer’s advocates and other business professionals. We can even help with insurance products and any State Government Grants you may be eligible for.
- State: Victoria, VIC
- Broker region: Melbourne South
- Suburbs: Bentleigh, South Melbourne, Glen Waverley
- Simon Szmerling provides mortgage broking services in suburbs including but not limited to: Bentleigh, Brighton, Camberwell, Caulfield, Glen Iris, Glen Waverley, Moorabbin, Mulgrave, Sandringham, South Melbourne