Stewart Spencer - Mortgage Broker Maroochydore, Bribie Island

Mobile: 0458 558 048 Phone: 1300 54 94 54 Fax: + 61 7 3036 6224
Business address: 66 Duporth Avenue, Maroochydore QLD 4558
Trading entity: Stewart Spencer

Contact: Stewart Spencer, mortgage broker

With over 20 years in the finance industry, I have both the knowledge and expertise to discuss all your home loan and financial requirements. How you structure your home loan and related finances today is an important part of your ongoing financial success. And because your finance requirements are continually changing, I help you to review your home loan every twelve months to ensure it is still working effectively towards your goals.

Property investment

Having managed investment loan portfolios for clients with as many as 20 properties and 5 different borrowing entities (Trusts, Companies, Sole, Joint, Businesses), I have the knowledge, lender contacts and ability required to help you set up and manage your investment loan or loans in a way that will assist you to continue to grow with your investment property portfolio.

Home loans for first home buyers

For the first time property buyer, your first home loan is probably the most important financial decision you will have made to date and can be a daunting task. I like to sit down with my first home buyers and go through the entire property purchasing and home loan application process thoroughly, from saving funds to purchase, to obtaining the right professionals to assist where necessary, finding a property, establishing your loan requirements and finally completing and submitting your home loan application.

Finance for the self-employed/sub-contractor

It is a common misconception that it is more difficult for self-employed people to obtain a home loan or business loan, however with loans such as low documentation (lo doc) loans specifically tailored to the self-employed borrower, there are a range of solutions available to the self-employed applicant. Whether you are a sole trader, partnership, company, operate your business under a trust or a combination of all of the above, I have provided a home loan solution to a client in similar circumstances before.

Commercial loans

Not many people looking for a commercial loan know that if you have equity in your current residential property, you may have the ability to reduce the interest on your commercial borrowings. In certain circumstances, residential equity may also enable you to obtain your commercial loans at home loan interest rates. To discuss how residential equity may assist you with your commercial loans, talk to me today.

Shares/Managed funds/Margin lending

I have had my own margin lending and managed funds for over 6 years, and have worked with financial planners and accountants closely for over 10 years. I can comfortably work in conjunction with your accountant and financial planner in establishing your borrowing requirements to start your investment portfolio.

Business community involvement

Having worked in the finance industry from Rockhampton in Queensland right down to Grafton in NSW, I have an extensive business network. That means that, no matter where you are, I can refer you to a professional that I have full confidence in to provide you with the expertise and service you require.

Additional qualifications

Commissioner of Declarations

Active in the local community in Maroochydore

Living on the Sunshine Coast, it’s no surprise I like to get out and about in the community and the sunshine. I’m an active member of Maroochydore Surf Life Saving Club Nippers, Sunshine Coast OZ Tag, Maroochydore Football Club Juniors, and Saints Netball.

Maroochydore Sunshine Coast

Although based in Maroochydore, I work with clients throughout the Sunshine and Cooloola Coasts, from Bribie Island to Rainbow Beach and all places in between.

 

For more information on home finance or to talk to Stewart Spencer

Contact Stewart Spencer, or call us any time on 13LOAN

• State: Queensland, QLD
• Broker region: Sunshine Coast
• Suburbs: Maroochydore, Bribie Island
• Stewart Spencer provides mortgage broking services in suburbs including but not limited to: Maroochydore, Sunshine Coast, Bribie Island

Documentation Checklist	Home Loan Approval Process	Mortgage Reduction Tips