Susanne Massingham - Mortgage Broker Southern Sydney

Mobile: 0406 88 loan (0406 88 5626) Fax: +61 2 9531 7628
Trading entity: N & S Massingham Pty Ltd atf The N & S Massingham Family Trust
Foreign language/s: German, French

Contact: Susanne Massingham, mortgage broker

I have worked in real estate since 1980 and specifically in banking and finance since 1986. In 1999, I became a mortgage broker because I love seeing the excitement on people’s faces when I tell them their finance is approved and they can buy the property they have their heart set on.

My philosophy is a little different from other brokers: I like to follow through with you after the loan has been approved and settled to make sure that it continues to be the best for you as your needs and lifestyle change. My service is a little like a personal banker without the charges.

First home buyers

Buying your first home is one of the most stressful transactions you will make in your lifetime, which is why you need an experienced mortgage broker to help you through the maze of bank and government regulations. I work closely with your real estate agent and your solicitor or conveyancer to make sure that everything proceeds smoothly. Part of my service is to complete all paperwork and applications, including the processing of your First Home Owners Grant, and outline what to expect at each stage of the purchase process so you have confidence that your loan application is proceeding smoothly. I am happy to meet with you as many times as necessary at your home or in my office and welcome parents or other trusted persons to attend the meetings with you.

Susanne Massingham is a great professional. I loved the service provided, it took away I lot of worry and all the papers I needed were given to me on time – everything was correlated and my deadlines were all met beautifly. Susannne explained everything I wanted to know clearly and in an organised and friendly manner. Thank you for all of your help and concerns.
Robert, Cronulla

Property investors

The three best friends of a successful property investor are a good accountant, a good real estate agent and a good mortgage broker. When you are building a property portfolio it is crucial your finance is structured correctly in order for you to maximise the earning potential of each property. When I work with investors I look at their whole portfolio and take into account their short, medium and long term goals rather than just the transaction at hand. That way we are often able to set structures in place which will assist with future property purchases. By using a mortgage professional who works with you like a personal banker, you are often in a much stronger position to act on great property deals when they come your way.

Consolidation loans

Unfortunately “Mortgage stress” is a common part of our vocabulary nowadays. A big part of my job is to help customers get their finances back in order and minimise their stress levels. Consolidating all debts into your home loan is an option many brokers will offer, however it is not always the right option. For example it doesn’t make sense to roll a two year car loan into a 30 year mortgage as you will pay more in the long run. I sit down with you and look at all of your loans and credit cards and work out the right way to structure your debt for maximum financial benefit.

Convenience

Think for one moment how long it will take you to set up appointments and then listen to over 30 different lenders tell you about their home loans, or even visit 30 websites to seek out the information you need. Finding the right loan to suit your needs is what I do, in just one appointment. I work with over 30 of Australia’s leading banks and lenders to match the right home loan to your needs and save you the time and hassle of shopping around. My home loan service eliminates the stress of negotiating the right loan, and completing tedious paperwork for your loan application and delivering them directly to the lender. Once your home loan is approved, I arrange for the paperwork to be delivered to you and keep in touch with you until your property purchase is completed. As your personal banker, I then keep in touch with you every few months in case you ever have any questions or need changes to your loan.

Business network

Ray White Noonan & Shute Cronulla
Phone: 02 9527 9000
Web: http://www.noonanshute.com.au/

Ray White Ramsgate Beach
Phone: 02 9529 5000
Web: http://www.rwbayside.com.au

Ray White Sylvania Waters
Phone: 02 9544 9688
Web: http://www.sylvaniawaters.com.au/

Ray White Sutherland
Phone: 02 9521 6455
Web: http://www.raywhite.com/new-south-wales/sutherland

Customers

I am based in the Sutherland Shire and work with clients across Southern Sydney, including Sutherland, Cronulla, Gymea, Sylvania Waters, Ramsgate Beach, Caringbah, Kurnell, Kirrawee, Woolooware, Engadine, and Heathcote.

 

For more information on home finance or to talk to Susanne Massingham

Contact Susanne Massingham, or call us any time on 13LOAN

• State: New South Wales, NSW
• Broker region: Southern Suburbs
• Suburbs: Southern Sydney
• Susanne Massingham provides mortgage broking services in suburbs including but not limited to: Sutherland Shire, Southern Sydney, Sutherland, Cronulla, Gymea, Sylvania Waters, Ramsgate Beach, Caringbah, Kurnell, Kirrawee, Woolooware, Engadine, Heathcote

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