Tim Jennings - Mortgage Broker Hunter Valley

Mobile: 0417 263 912 Phone: 1300 859 815 Fax: 1300 859 816
Trading entity: T M Jennings Pty Ltd ATF Jennings Family Trust

Contact: Tim Jennings, Mortgage Broker

With over 10 years experience in the finance industry, I know how to provide my customers with an excellent finance broking service. I make sure I listen to borrowers needs and understand what their ultimate goals and objectives are when it comes to getting the right home loan or investment loan. I pride myself on being approachable, organised, honest and available, and I’m proud to say that the majority of my business comes from referrals of previous clients and other professionals.

Home loans for emergency services employees

I have assisted a countless number of fire brigade police and ambulance employees in securing finance, which I understand can often be a challenging task due to the unusual working roster. Smaller lenders often don’t accept 100 per cent of overtime for serviceability, and as emergency services employees work a tremendous amount of regular overtime on a weekly basis, it helps to have a mortgage broker to assist in these negotiations.

In addition, because of their said roster, many work a second job or own a business. Lenders do not always recognise them as true self employed people when they also have a payg income.

Home Loans

No matter what type of home loan you need, I will provide you with a guide, “The Six Easy Steps to Settlement”, which demonstrates how simple the process of purchasing a property can be, particularly with the assistance of a good mortgage broker.

The Six Easy Steps to Settlement are:

1. Loan Appointment
2. Loan Application
3. Loan Approval
4. Loan Offer
5. Mortgage Documents
6. Settlement

I service Conforming Loans, Non-Conforming Loans, Full Doc Loans, Leasing Loans and Personal Loans.

Our 1st meeting with Tim Jennings at our place was very comfortable and professional. Tim was on time, courteous and explained to us in full detail what he intended to do to assist us with the refinancing. After the paperwork was submitted he kept us full informed of the Loan progress at every stage, then checked with us after the contracts had been finalized if there were any problems or extra help required.
We have since used Tim Jennings’ services again and have no hesitation in recommending him to anyone else.
Dave & Sandra, Rutherford

First home buyers

I have a history of writing quality home loans with competitive interest rates for first home buyers. I understand how daunting borrowing a large amount of money can be, so I will help you comprehend the process by explaining to you how home loans, financial institutions and interest rates operate in conjunction with one another.

We found Tim Jennings  to be friendly and helpful to our needs. The process of buying our 1st home was made much easier for his efforts. We found him to be prompt, efficient and to our satisfaction. We have no hesitation in recommending him to any prospective home buyers.
Tracey & Shaun, Woodrising

Property investors

As a property investor, it is important to structure your investment finance in the most effective way for your needs, to ensure you maximise the property’s earning potential. A correctly structured investment loan can set you up for wealth accumulation years down the track,  and helping you to put good investment loan strategies into place is my specialty.

We have just re-financed our home through Tim Jennings. A professional job well done.
Anne – Marie & Steven, Production Operators

Non-conforming loans

Not everyone fits the mould when it comes to home loans, so it’s important to have a mortgage broker who is experienced in and successful at securing loans for customers in unusual circumstances. One outstanding situation I assisted with recently was a gentleman who was previously bankrupt and had only been discharged 3 days earlier. His financial situation was a consequence of being attacked by a gang of males who were assaulting his brother outside of a local nightclub, then being hospitalised and off work for several months. This customer had a car loan at the time and was unable to continue his repayments, and as a result the lender bankrupted him. 

I took his case to a local co-op lender, along with proof of the incident, a letter written to him by a financial counsellor telling him he should contest it, medical reports and a letter from his employer saying he was off work during that period without pay due to injury. I also took the statements for his previous car loan showing excellent history until the assault.

We convinced them to approve a 95% home loan WITHOUT Lenders’ Mortgage Insurance at a Standard Variable Rate (6.57% at the time).

Accreditations

Justice Of The Peace
Cert IV Financial Services (mortgage broking)

Community Involvement

Professional fire fighter
Member of the Emergency Services
Member of the Christian Community

Upper Hunter Customers

I operate a fully mobile mortgage broking service, am extremely flexible with my working hours and make sure I’m contactable seven days a week. I work with customers in and around Maitland, Hunter Valley, Newcastle, Coalfields and Nelson Bay.  

A big Thank You to Tim Jennings. Your professional and “can do attitude” was very comforting when I found myself in what I thought was a rather hopeless situation. Not only were you able to restructure my Finances by refinancing my existing mortgage but you have now put me in a situation that has safeguarded me from most of the impact of the current rate rises set down by the Reserve Bank.
It is very rare in today’s society to find the sort of service that you provided to me, especially keeping me up to date at all times as to the progress of my refinancing. I would definitely recommend you to any persons seeking financial assistance and or broking assistance and in fact have done so. Working in the finance sector myself I find it so refreshing to deal with persons as professional and as up to date with current economics as Tim.  The follow up service provided has been “top shelf”.
Once again a big thank you and I wish you all the best.
Judith, Chief Accountant

 

For more information on home finance or to talk to Tim Jennings

Contact Tim Jennings, or call us any time on 13LOAN

• State: New South Wales, NSW
• Broker region: Central Coast
• Suburbs: Hunter Valley
• Tim Jennings provides mortgage broking services in suburbs including but not limited to: Upper Hunter, Maitland, Hunter Valley, Newcastle, Coalfields, Nelson Bay

Documentation Checklist	Home Loan Approval Process	Mortgage Reduction Tips