Tony Tong
Mortgage Broker Sydney, Mosman, Chatswood
Don’t waste time shopping around for a home loan. Let me to the hard yards and find the right loan for you. Finding the right loan could be just around the corner!
First home buyers
More than 50% of my clients are first home buyers and I love helping them through one of the toughest decisions in life; buying their first home. I do the home loan research for you and ensure the loan process is free of stress. It is important to choose the home loan that suits you, not your bank or broker. I will work with you providing advice to ensure you receive the home loan to suit your situation.
Tony, from our first meeting at Warringah mall we felt you were a very friendly helpful person and wanted to deal with you. You were always honest and kept your word which was the most important thing to us. We would not hesitate in using your services in the future
Troy Wilson, St. Leonards
Buying a small apartment?
Make sure you are not refused a home loan simply because your broker put their finance to a bank where the bank does not accept securities under 50 square metres. I have helped a number of clients with finance when another broker could not. Good brokers simply know where to go and who to ask.
Loans for investors: work with a full support team
As an investor, naturally you would want the support of a good team. I have clients who purchase 2 to 3 investment properties a year. I work closely with their solicitor and keep them informed and make sure that everything runs smoothly from purchase to settlement. This allows my clients to be doing more research on their next opportunity rather than stressing over finance and the buying process.
Equity Finance Mortgage: What is it?
I am accredited to offer you Equity Finance mortgages if they happen to suit your situation. The following outines both what an Equity Finance Mortgage is and also where they are available.
- No interest rate loan – 10, 15 or 20% (25 year term)
- Used in combination with traditional home loan
- No periodical repayments on the EFM loan
- So can be used to purchase a more expensive property (up to 20%) or reduce repayments (by up to 25%)
- EFM lender shares in client’s capital gains or capital losses made
- The EFM can be repaid in full at any time without penalties
- Owner-occupiers only
- Available for purchases, refinances, debt consolidation
- 5% deposit required (may be non- genuine savings)
- With EFM, you may be able to own a better home/live in a better suburb
- With EFM, you may be able to afford a house with 3 bedrooms instead of 2
- With EFM, you may live in a coastal location
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Live closer to work or transportation
Free property reports
The key to successful investing is always going to be research, research and more research. With access to a national database of residential and commercial sales data and history at my finger tips, I am able to put together a comprehensive report on most properties throughout the country absolutely FREE!
Business relationships to help you
I have many professional relationships with local businesses. So if you are after a real estate agent, conveyances or accountant, speak to me and I will direct you to some of the best local businesses.
Qualifications
I have both a Bachelor of Economics and Certificate IV Financial Services (Finance and Mortgage Broking). With extensive knowledge in Economics together the smart and logical thinking, I make sure that my clients receive a loan that suits their situation guaranteed.
North Shore customers
With my office in St Leonards, I service all of the Sydney area including the Northern Beaches, Lower and Upper North Shore and surrounding areas. I offer a fully mobile service; please contact me for more information.
- State: New South Wales, NSW
- Broker region: North Shore
- Suburbs: Sydney, Mosman, Chatswood
- Tony Tong provides mortgage broking services in suburbs including but not limited to: Sydney, Lane Cove, North Sydney, Neutral Bay, Mosman, Dee Why, Chatswood, St.Ives, Mona Vale, Avalon