Tony Wood - Mortgage Broker Gosnells, Kenwick, Canning Vale

Mobile: 0409 791 517 Phone: +61 8 9493 1387 Fax: + 61 8 9493 4397
Business address: 36 Orr Street, Maddington WA 6110
Trading entity: Tony Wood FPNA
Licence Number: 3974
Language/s other than English: Cantonese, Mandarin (within office)

Contact: Tony Wood, mortgage broker

An experienced mortgage broker, with additional qualifications in accounting and taxation, I offer clients in the southern suburbs of Perth a home loan service that takes a whole-of-finance approach to ensuring you have the right home loan for your personal and financial circumstances.

Additional qualifications

• Degree in Business
• Post-Graduate Diploma in Business Systems
• Fellow of the National Institute of Accountants

Accounting and taxation experience

I have more than 20 years experience as a public accountant and tax agent, enabling me to provide financial assistance of a more holistic nature. My qualifications mean I am well-placed to ensure your home loan is the right ‘fit’ for your personal circumstances, and is working in the most tax-effective way (where applicable, for example with the purchase of an investment property).

Property investment

Buying that first rental property for an investment can be a daunting task, and if the correct investment financing is not put in place, it can cost thousands of dollars in lost tax benefits.

With my background of 30 years in tax and public accounting, including eight years with the Australian Taxation Office, I can help you to structure your investment loan/s to ensure that you squeeze out the last dollar of tax benefit available to you.

Self-employed borrowers

Lenders often have problems understanding the special situation of the self-employed, who regularly have varying incomes and different account structures. The combination of taxation, accounting and home loan lending knowledge means I am able to talk to lenders about difficult and complex concepts involving self-employed borrowers, and in a language they understand. As a self-employed borrower, this means you have a greater chance of securing a competitive loan that suits your requirements.

Rearranging finance and refinancing

Many of the people that come to me for assistance need help because they have been given inappropriate financing, often due to their loans being cobbled together on an ad hoc basis as circumstances have changed – what may have been appropriate 10 years ago, when you just had a home loan over a house to live in, may not be giving the best outcome today.

Reviewing your loan/s and rearranging your finance can often save you many dollars in interest and result in less tax being payable. It’s important to have a thorough assessment of the overall pros and cons of rearranging or refinancing your loan/s prior to making a decision.

Releasing equity in the home

Over years of property ownership, the value of your home is likely to have increased considerably and your home loan has been paid off to a manageable level. It’s at this time that you can consider a second (investment) property for no cash outlay and a surprisingly small ongoing repayment, using an equity release product. This is a move which, if the property is chosen with care and consideration, will then increase your ongoing wealth to help you in retirement.

Cash supplement in retirement

If you are retired and find yourself with a valuable house but not much income then we can help with an “Equity Redraw” using the value of your home to provide you with the cash you need for the extra costs of retirement. This type of loan has to be done properly at the outset to avoid unintentional pitfalls, so professional assistance not just from a mortgage broker, but a solicitor too, is recommended.

Customers Perth South Metro

Based in the south of Perth, I provide home loan services to customers across a diverse area including Maddington, Gosnells, Kelmscott, Armadale, Kenwick, Langford, Cannington, Willetton, Canning Vale and Lynwood.

 

For more information on home finance or to talk to Tony Wood

Contact Tony Wood, or call us any time on 13LOAN

• State: Western Australia, WA
• Broker region: South Metro
• Suburbs: Gosnells, Kenwick, Canning Vale
• Tony Wood provides mortgage broking services in suburbs including but not limited to: Maddington, Gosnells, Kelmscott, Armadale, Kenwick, Langford, Cannington, Willetton, Canning Vale, Lynwood

Documentation Checklist	Home Loan Approval Process	Mortgage Reduction Tips