Trish Rotstein
Mortgage Broker Sandringham, Brighton, Cheltenham
I offer a simple, effective, hassle-free service and I pride myself on customer care and catering to your individual needs and requirements.
I strive to ensure you are fully aware of the home loan process, walking you through each step of the procedure. Through my networks I have a number of resources available to you should you need them, including solicitors, accountants and personal assistants. These experts, along with my extensive knowledge base built from many years experience, all work together to secure the loan to suit you and your family.
Get effective face-to-face advice without leaving the comfort of your own living room or office. Experience a service that goes above and beyond expectations…any time, any place I make it my business to work around your busy lifestyle and will come to you at the time and place of your choice. I have an acute understanding of an ever changing market and its trends, based on 15 years of experience, research and diligence. I believe that great customer service starts with sincerity and I offer practical advice, always being upfront regarding fees.
Looking at lending from a woman’s perspective is also my speciality.
Investment Seminar – Moridalloc
I am running an investment seminar to help potential property investors understand property investment finance. Please contact me directly to reserve your place.
When: June 8
Where: Woodlands Golf Club, White Street, Mordialloc
Low doc loans
With the recent major changes to lender specific low doc policies, it’s important not to risk multiple credit enquiries on your credit history (which will happen when your application to lend is unsuccessful, which in turn means applying for the same loan with another lender).
I have done extensive research with all my panel lenders regarding their complex new policies on low doc loans which will enable me to recommend the right lenders for your specific low doc application requirement.
Loans for the self employed
Complex scenarios are my specialty. I have a strong understanding of company & trust tax returns which means I can maximize your borrowing capacity by extracting accurate information from your returns. As a result I can recommend the lender that will apply your figures in the best light.
Did you know some lenders will only require & use your most recent year’s trading figures to ascertain your borrowing capacity?
Most lenders average out your last 2 years profits & distributions.
First home buyers
Keeping up to date on lender’s genuine savings requirements, First Home Owners Grant entitlements and maximum lending ratios will help you into your first home as quickly as possible, and this is information I have at my fingertips.
Loans for investors
Interest only, lines of credit, interest in advance, equity release – I can structure these types of loans and more in order for you to maximize your returns & multiply your investment portfolio.
Refinancing
Why refinance if topping up your existing loan will have the same effect for you? I will always recommend the best move forward for you, not based on my commissions, but based on saving you money. I rely on repeat business, not direct marketing, so making smart recommendation for you is how great word of mouth referrals spread for me.
Customers and loans
Call me for a free home loan health check. I will compare your current loan to hundreds of other finance options to see if a different mortgage may be more suitable potentially saving you thousands of dollars and lowering your monthly repayments.
Thinking of fixing your interest rate? How would you like a low variable rate today that is guaranteed not to exceed a capped rate (7.5% as of 9/11/09) for the next 3 years? Sound too good to be true? Ask me how I can arrange this unique market leading loan for you.
I can also provide you with hassle-free competitive rates life insurance. You will receive free cover for the first 3 months of your loan, giving you time (while you’re covered) to consider your needs and cover requirements.
- State: Western Australia, WA
- Broker region: Melbourne South
- Suburbs: Sandringham, Brighton, Cheltenham
- Trish Rotstein provides mortgage broking services in suburbs including but not limited to: Mordialloc, Hampton, Hampton East, Cheltenham, Moorabbin, Elsternick, Brighton, Cauldfield, Carnegie, Elwood, St Kilda