Troy Erickson - Mortgage Broker Melbourne, Richmond, Yarraville

Mobile: 0411 333 695 Phone: +61 3 9420 7777 Fax: +61 3 9329 9773
Business address: 240 Stanley Street, West Melbourne VIC 3003
Trading entity: Finance ASAP Pty Ltd t/a Finance ASAP Trust
Foreign language/s: Canadian

Contact: Troy Erickson, mortgage broker

Home loans – refinancing – investment – new homes

Finding the right loan is one of the biggest challenges many people face. With many years of lending experience across a broad range of lenders, I can help make this process easier, whether you are buying your first home or your tenth. Why try to keep abreast of the myriad changes in the competitive home loan market when I can do this for you, giving you up-to-the-minute information on what is available and suitable at a time when you need it most.

Finance for the self-employed

As a self-employed business owner myself, I understand how frustrating it can be to source finance for home or business purposes. While it is now easier for self-employed people to get finance and there are now more competitive loan options than ever before, it is still harder than for PAYG salary earners. I know where to look and who to ask to find the right finance package for your needs and I provide tailored mortgage and finance solutions for individuals, the self-employed and businesses.

Complex company structures and trust structures

If you have set-up a family or discretionary trust, unit trust, or hybrid trust for reasons such as income distribution or asset protection for your family wealth, I am experienced in interpreting and using these types of structures to work in your favour for property investment. I am knowledgeable on which lenders will allow you to purchase using these finance structures and am conversant with all the appropriate lending policies and requirements. My knowledge opens up a range of investment finance options you may not find with less financially fluent mortgage brokers who are not as familiar at working with complex financials. I can find the right lenders to suit these very specific and complicated needs providing the greatest benefit and getting you closer to your financial goals.

Commercial property mortgages & business finance

Lending for retail, industrial, and commercial properties is a rapidly-growing area that opens up the potential of investing in this market much more than traditional commercial lending opportunities allowed. I hold accreditation with commercial lenders that will lend up to 80% of the commercial property value with loan terms as long as 20 – 25 years. The more affordable monthly repayments from this type of loan make investing in commercial property much more accessible. I can also assist with finance options to purchase a new business, cash flow lending, debtor finance solutions, business line of credit, and overdrafts.

Chattel mortgages & equipment finance

As a value-added service, I can help you secure finance for the purchase of company & personal vehicles, industrial equipment and office equipment leases. Options in this area are tailored to your business needs and may include simple hire purchase agreements, chattel mortgages, or leases.

Overseas Buyers – Canada – United Kingdom – USA – Ireland

I work extensively with foreign investors and expats and can arrange finance around the world for purchasing property in Australia. This is a highly-specialised area of finance and requires a thorough working knowledge of Australian foreign investment law and the borrowing policies and preferences of the different Australian based lenders. I work with you by phone, fax and email to put together your application and place it with the appropriate lender, and I can also offer a range of contacts for reputable agents after the purchase that can be trusted to manage & maintain your investment property and get the most out of your rental return.

Free property reports

If you need a free property report, simply give me a call or drop by and see me and I will organise this for you. Or if you would like to recommend a friend to me this month, I will not only look after them better than anyone else could, I’ll give them a property report for the area or home they are looking at.

Home loans for all kinds of people

I enjoy working with all kinds of borrowers and am accredited in the following types of finance:

• Mortgage Repayment Protection insurances
• 100% Finance
• No deposit home loans
• Investment property loans
• Self Employed no “tax returns” loans
• Car, Leasing and Equipment finance
• Commercial and Industrial Property finance
• Property Development
• Small to Medium Enterprise Business Loans
• Retirement Finance

Customers

I work with residential, commercial and business customers all over Melbourne, including the inner city areas of Richmond, North Melbourne, West Melbourne, Fitzroy, Carlton, North Carlton, Kensington, Brunswick, Footscray, Maidstone and Williamstown.

 

For more information on home finance or to talk to Troy Erickson

Contact Troy Erickson, or call us any time on 13LOAN

• State: Victoria, VIC
• Broker region: Melbourne West
• Suburbs: Melbourne, Richmond, Yarraville
• Troy Erickson provides mortgage broking services in suburbs including but not limited to: Melbourne, Richmond, North Melbourne, West Melbourne, Fitzroy, Carlton, North Carlton, Kensington, Brunswick, Footscray, Maidstone, Williamstown, Yarraville

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