Alex Hua

Loan Market Mortgage Broker servicing Canley Heights, Fairfield, Parramatta and surrounding suburbs

About Alex Hua

These days there are so many home loan products available on the market, and the many ads on TV and in the newspapers just make it more confusing when you are trying to work out which is the right home loan option for your situation.

So why not let an expert mortgage broker do the hard work? I have access to literally hundreds of home loans via a panel of major banks and secure lenders, and can help you to find and compare home loans that suit your needs.

Home loan consultations with me are completely free, and with a number of years experience in the finance industry, I can help you with a range of finance requiremenets including home loans, investment loans, commercial loans and construction or business loans, just to name a few.

Home loans

My aim is to find the right home loan for you to suit your current financial situation with maximum benefit for you, not for the lender or broker. I do the running around for you to find the right lender and the right loan, and will explain to you which lenders are suitable for your current financial situation, so you can choose the home loan that feels right for you, knowing it meets your needs. My home loan service is very flexible, so I can see you at my office or somewhere suitable to you, at just about any time - even on the weekend.

Investors - Equity release

Accessing equity in a family member's property or an existing investment property to assist with your next property purchase is increasing in popularity as banks and lenders tighten their lending criteria, particularly for first home buyers. Getting the right loan structure is essential in order to maximise your equity and minimise fees; a good mortgage broker can ensure your loan structure is suitable for your purposes and competitively packaged.

Commercial construction loans

Financing the construction of a property development such as a block of townhouses can be exciting but it is something that requires some building approval process knowledge to facilitate good communication with the builder and lender. Knowing how to negotiate with lenders for a better deal, and having a good relationship with the lender and valuer assigned to your project, can assist you in getting progress payments made on time, making your construction smooth and painlesss. I understand the loan requirements and have the experience needed to assist you, from both a professional and personal view.

Oversea investors

Many people living outside Australia can and do invest in Australian property, including investors from Vietnam and China. There is a range of regulations that overseas investors have to meet in order to purchase Australian property, as well as some differeing requirements for investment loan approval. I have the right knowledge and contacts to assit interested foreigners to invest in Australia, right down to the appropriate contacts to help them find the right investment property..

Deposite bonds and off-the-plan property purchases

Purchasing off-the-plan property can be quite different to buying an established property, and one aspect of this is the timing of your deposit. Off-the-plan purchases are by nature on a long lead time and paying out a deposit from your savings or selling other investments may not be the ideal situation for you. I can assist you to obtain a deposit bond, which will cover the costs of your deposit in the short term, allowing you to hold on to the deposit money a bit longer.

Home loan health check

Uncover potential savings, more appropriate features and options, and just find out how well you and your home loan are working together with a simple health check. Book a health check annually or whenever your circumstances change; it's free of charge and obligation.

Low doc loans

Low doc loans suit those with lending requirements that fall outside the traditional criteria of mainstream/standard loan products. More now than in the recent past, traditional lending criteria has tightened, so if you do not fit in their normal policy, I may still be able to assist you to obtain a competitive low doc loan.

Loans for land sub-division and civil work - house and land packages

Sourcing a suitable work to finance a land subdivision and/or civil work on house and land package subdivisions requires a mortgage broker with specialist knowledge of the building industry. Particularly in the current market climate, loans for these purposes can be difficult to secure from traditional banks and lenders, so obtaining funding via a private lender may need to be explored. I have experience working with clients who require assistance sourcing private funding and have the necessary contacts to help get the finance you need to get the project moving.


Diploma of Financial Services (Financial Planning)

Certificate IV Building Residential

Customers Parramatta and Western Sydney

I am based in Parramatta and offer my services to clients across Western Sydney, including in Parramatta, Westmead, Wentworthville, Fairfield, Canley Heights, Cabramatta, Liverpool, Bankstown, Lidcombe and Ashfield.

Customers Australia and Overseas

My clients are every where in Australia and overseas, thanks to the ease of communicating via emails, fax, SMS and mobiles, and with the increasing use of online applications. If you have any queries please call me, email, SMS or fax me, I will try my best to assit you.