Home Loan Pre-Approvals
Home loan pre-approval is something you should always get if you can, no matter what your loan size.
It will put you in the strongest position to bid at auction or negotiate with a vendor. Home loan pre-approval is offered by most banks and lenders and is usually valid for around three months, and I can easily assist you to get it.
If you can, make sure you apply for a written home loan pre-approval with the lender you intend to borrow through, as this will give you the most secure indication of how much you can borrow.
Just remember, all home loan pre-approvals will come with some conditions that still need to be met, most importantly that the property you choose meets the lender's criteria.