Mortgage Broker in Bentleigh, Brighton, Carnegie, Caulfield, Oakleigh and other Victorian suburbs
Home & Investment Loan Specialist and Business Loan Expert since 2003.
I have been in financial industry (Mortgage Lending/Broking and Business finance) for over 16 years.
My knowledge and experience in finance with major banks, second-tier and small specialist lenders, as well as my diverse background, knowledge of several languages and extensive work experience with the clients from different cultural backgrounds located in different states of Australia and overseas can guarantee I will find the right solution for you.
Purchase, Construction, Renovation, Refinance or Debt Consolidation.
I will always try to make the process simple, stress-free and hassle-free for you.
There are hundreds of home loans available. I will help you compare home loans, loan features, fees and charges to help you find the most competitive loan for your lifestyle and finance needs.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Whether you are a novice investor or an experienced one, I will assist you to find a good and flexible loan option, so that any immediate purchase will have a positive effect on your future investment portfolio.
With the recent changes in lenders’ policies regarding self-employed applicants it is important to avoid numerous credit enquiries which are recorded in your credit file and then taken into account by lenders during credit assessment
Even the Government is suggesting you refinance this month, but why?
For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so you’re probably paying your current lender more than necessary in this market. What does this mean for your home loan today? Is haggling worth it?
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.