Mortgage Broker in Bentleigh, Brighton, Carnegie, Caulfield, Oakleigh and other Victorian suburbs
Home & Investment Loan Specialist and Business Loan Expert since 2003.
I have been in financial industry (Mortgage Lending/Broking and Business finance) for over 16 years.
My knowledge and experience in finance with major banks, second-tier and small specialist lenders, as well as my diverse background, knowledge of several languages and extensive work experience with the clients from different cultural backgrounds located in different states of Australia and overseas can guarantee I will find the right solution for you.
Purchase, Construction, Renovation, Refinance or Debt Consolidation.
I will always try to make the process simple, stress-free and hassle-free for you.
There are hundreds of home loans available. I will help you compare home loans, loan features, fees and charges to help you find the most competitive loan for your lifestyle and finance needs.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Whether you are a novice investor or an experienced one, I will assist you to find a good and flexible loan option, so that any immediate purchase will have a positive effect on your future investment portfolio.
With the recent changes in lenders’ policies regarding self-employed applicants it is important to avoid numerous credit enquiries which are recorded in your credit file and then taken into account by lenders during credit assessment
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.