Home Loans

Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.

There are hundreds of home loans available. I will help you compare home loans, loan features, fees and charges to help you find the most competitive loan for your lifestyle and finance needs.

Home Loan Help In All Situations

I am happy to assist my clients with:

  • Loans for First Home Buyers
  • Residential Owner-Occupied & Investment Property Loans
  • Refinance & Debt Consolidation
  • Low Doc loans for self employed and PAYG clients
  • Construction Loans
  • Non Conforming Loans (clients with adverse credit history)
  • Equity Finance Mortgages
  • Commercial lending, Small business finance and equipment leasing
  • Debtor Finance
  • Consumer Lending: Personal and Car loans
  • Home & Contents Insurance, Landlord Insurance, and Mortgage Protection Insurance

Interstate and Overseas Borrowers

I have helped quite a number of interstate and overseas clients. The distance is not an obstacle, especially with the currently available technology, e.g Skype. Only recently I successfully organised loans for clients in NSW and Western Australia. Some of my clients live in country Victoria, as well as in NSW, QLD and South Australia. I also have clients in Europe, Asia, South Africa and the Middle East.

I have known Alex for 10 years. Alex has seen me go through some serious life changes but is always there to answer my questions, and to provide guidance. Alex’s professional and meticulous attention to detail has given me the confidence to expand my property portfolio by showing me a range of options and products to suit my needs. I have purchased properties on both sides of the country all providing their own challenges due to government regulations and distance. With the help of modern technology and Alex’s extensive knowledge of the financial industry, all my property settlements have been processed seamlessly. As a result, I can now see myself achieving an early retirement. (Let’s just say before 50yr) Gregory Ramsdale, Balga WA

Fast Loan Processing Times and Property Valuations

My up-to-date knowledge and experience in bank’s and non-bank’s policies and procedures, as well as consistent awareness of their service levels allows me to minimise loan processing times and guarantee my clients and referrers the fastest possible loan pre-approvals and full approvals.

Fantastic Alexander! What an excellent job you did, that’s the fastest approval I have seen! Arian Gorjy, YARAN Property Group, PERTH WA

Accurate property valuations are essential to the successful and hassle-free completion of the mortgage application process. An application where property value differs significantly from the valuation by a lender is more likely to run into problems along the way.

By using the capabilities of RPDATA and PriceFinder property databases I ensure that the property value is in line with clients’ expectations before submitting next mortgage application, thus reducing its chances of being rejected by the bank.

Discounts for larger loan sizes

Quite often I deal with large loans above $500,000 and successfully negotiate higher than normal interest rate discounts as well as a waiver for certain bank fees.

Divorcees and Separated Couples

Sorting out the financial implications of a break-up, especially when it comes to property, can be both difficult and stressful. Obviously, both parties want a better outcome for their financial future.

I have successfully helped divorced or separated couples to get separate homes and refinanced their investments to their mutual agreement. At least my service was one of few things they still agreed on!

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