Mortgage Broker servicing Spring Hill, Brisbane, New Farm, Fortitude Valley, South Brisbane and surrounding suburbs
Home loans are so much more than just interest rates. Alvin can explain the various features of different loans which can make a big difference to the bottom line. Factors such as the ability to make extra repayments or having access to an offset account may end up being important factors in your selection process. Having someone to take you through the pros and cons of different options can be extremely valuable in ensuring you end up with the right home loan.
Going straight to a bank limits you to a narrow range of home loans and most of us don’t have the time to research the various options on our own. Alvin will take the time to explore your individual circumstances and goals, and has access to a variety of loans and lenders that can best fit your needs.
Home Loans
I have access to home loans from a wide panel of major banks and secure lenders, and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, it is often simpler than most people think.
Property Investment Loans
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Refinancing
Refinancing your mortgage is something that takes careful consideration. The most important thing to look at is if refinancing will place you in a better position than you would be if you stuck with your current loan.
Testimonials
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Sarah ZhangFirst home buyer
Alvin has been very helpful in the process of my mortgage application. As a first home buyer, I have very limited knowledge of the loan application process. Alvin helped me to make the whole process much easier. From the beginning until final approval, he answered all my concerns very patiently. He also helped me to chase up the lender, making sure that the lender was ready for my settlement. I greatly appreciated his help and service and would highly recommend him.
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Shannon PicknellFirst Home Buyer
Alvin was fantastic and I highly recommend him for anyone in the market. He was very professional and knowledgable, easy to contact and as first home buyers very supportive and a great resource of information and guidance.
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Chris SchofieldRefinance
Alvin assisted my wife and I with refinancing our home loan in preparation for renovation work. Throughout the entire process Alvin ensured that our financial aim and goals were nurtured, and that the right path was taken with future ambitions in mind. Alvin displayed a level of professionalism and a thorough care to detail that is rare, and I am very happy to recommend his services.
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Graham FellowsHome loan
Alvin is awesome! He gives objective advice, quite clearly with your interests as paramount, is generous with his time and always provides a range of options. I can't speak highly enough of Alvin's service.
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Aaron GibsonFirst Home Buyer
Alvin was really great at helping us find the right home loan and understanding our situation. He was easy to communicate with but also got down to the chase and getting things done. We are more than happy to recommend Alvin to anyone looking for a house!
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Jason TindallInvestment Property
I would highly recommend Alvin for any loan requirements, he has an incredible knowledge of what the market has to offer and gave us the best options to suit in securing our investment home loan. I look forward to doing more business with Alvin.
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Julie KellyRefinance
Alvin very patiently explained the options, processes & procedures (sometimes several times) calmly & professionally until I felt comfortable with it all. In a nutshell, he was professional, knowledgeable, resourceful, patient, & always respectful & courteous. He got a good result for me & it was a pleasure working with him. I would happily seek his assistance again & recommend him to others.
Latest News
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Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.
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Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
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7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.