Mortgage Broker servicing Spring Hill, Brisbane, New Farm, Fortitude Valley, South Brisbane and surrounding suburbs
Home loans are so much more than just interest rates. Alvin can explain the various features of different loans which can make a big difference to the bottom line. Factors such as the ability to make extra repayments or having access to an offset account may end up being important factors in your selection process. Having someone to take you through the pros and cons of different options can be extremely valuable in ensuring you end up with the right home loan.
Going straight to a bank limits you to a narrow range of home loans and most of us don’t have the time to research the various options on our own. Alvin will take the time to explore your individual circumstances and goals, and has access to a variety of loans and lenders that can best fit your needs.
Home Loans
I have access to home loans from a wide panel of major banks and secure lenders, and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, it is often simpler than most people think.
Property Investment Loans
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Refinancing
Refinancing your mortgage is something that takes careful consideration. The most important thing to look at is if refinancing will place you in a better position than you would be if you stuck with your current loan.
Testimonials
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Sarah Zhang (Runcorn)First home buyer
Alvin has been very helpful in the process of my mortgage application. As a first home buyer, I have very limited knowledge of the loan application process. Alvin helped me to make the whole process much easier. From the beginning until final approval, he answered all my concerns very patiently. He also helped me to chase up the lender, making sure that the lender was ready for my settlement. I greatly appreciated his help and service and would highly recommend him.
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Julie Kelly (Moorooka)Refinance
Alvin very patiently explained the options, processes & procedures (sometimes several times) calmly & professionally until I felt comfortable with it all. In a nutshell, he was professional, knowledgeable, resourceful, patient, & always respectful & courteous. He got a good result for me & it was a pleasure working with him. I would happily seek his assistance again & recommend him to others.
Latest News
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Gig workers and home loans; can it work?
Tightening loan conditions, rising house prices, low wage growth...it all makes for a pretty tough environment for gig workers looking to buy a home.
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Royal Commission, mortgage broking and the big four banks.
The mortgage industry have hit the headlines as the royal commission examine all elements of financial services. But who does the broker work for and what does it all mean for referral partners?
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Brush up on your loans. The loan-type cheat sheet.
You’d think a loan was a loan, wouldn’t you? But there’s a surprising number of variations. So it’s worth running your eye over our little cheat sheet – it really helps you choose the type that’s right for you when the time comes...