Mortgage and Finance Broker servicing Darch, Madeley, Landsdale and other suburbs in the Perth metropolitan area
If you are looking to purchase or refinance a property, business or vehicles, or simply want to consolidate debt, finding the right solution can be both time consuming and confusing.
By using the services of a mortgage and finance broker, you can compare hundreds of loan products, features and costs, to find a solution that works for you. This can save you both time and money.
Home loan pre-approval
A home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking.
Paying the deposit
Most banks and lenders require a minimum deposit of up to 5 per cent of the value of the property you are purchasing.
Property investment can be a smart wealth creation strategy – but that doesn’t just mean finding the right property – it needs the right investment finance as well.
Refinancing an existing mortgage
There are a number of reasons when changing your mortgage conditions makes sense.
The most challenging part of any building or renovating project is organising the finance and managing the cash flow.
Self-employed and business finance
If you’re self-employed or run a small business there’s no reason securing a loan should be difficult. In today’s competitive market your needs are catered for by a large range of lenders offering suitable home and business finance.
Personal loans and debt consolidation
Consolidating your finances can be a handy solution if you are struggling with a number of repayments, such as your home loan, credit cards, or car loans.
Whether it’s a sports car, a family car, a caravan, motorbike or boat, not many of us have the cash on hand to buy a vehicle outright.
If you have a home loan and have been paying it off for some time, you may have access to equity in your home. Explained simply, equity is the difference between the current value of your property and the amount still owed on it.
From tenant to home owner
If you’re like many Australians who currently rent but would one day like to own their own home, you’re not alone. With interest rates and property prices still low, you might already be asking if you qualify as a buyer, and what lenders look for.
Common home loan misconceptions
With rules around lending constantly changing, new lenders coming into the market, and people turning to family and friends for advice, when it comes to buying a home and taking on a mortgage, it can be difficult to separate fact from fiction.