Mortgage and Finance Broker servicing Darch, Madeley, Landsdale and other suburbs in the Perth metropolitan area
If you are looking to purchase or refinance a property, business or vehicles, or simply want to consolidate debt, finding the right solution can be both time consuming and confusing.
By using the services of a mortgage and finance broker, you can compare hundreds of loan products, features and costs, to find a solution that works for you. This can save you both time and money.
Home loan pre-approval
A home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking.
Paying the deposit
Most banks and lenders require a minimum deposit of up to 5 per cent of the value of the property you are purchasing.
Property investment can be a smart wealth creation strategy – but that doesn’t just mean finding the right property – it needs the right investment finance as well.
Refinancing an existing mortgage
There are a number of reasons when changing your mortgage conditions makes sense.
The most challenging part of any building or renovating project is organising the finance and managing the cash flow.
Self-employed and business finance
If you’re self-employed or run a small business there’s no reason securing a loan should be difficult. In today’s competitive market your needs are catered for by a large range of lenders offering suitable home and business finance.
Personal loans and debt consolidation
Consolidating your finances can be a handy solution if you are struggling with a number of repayments, such as your home loan, credit cards, or car loans.
Whether it’s a sports car, a family car, a caravan, motorbike or boat, not many of us have the cash on hand to buy a vehicle outright.
How a credit report affects a loan application
As part of the approval process, when applying for any type of finance, a lender will run a thorough check on your credit report to find out about your credit track record.
Using a guarantor
Using a guarantor on a home loan can be an option for buyers who don’t have the full deposit saved.
What influences borrowing power?
Ever wondered how banks look at an application for a loan? Here’s a short summary of the two main factors lenders take into consideration.