Mortgage and Finance Broker servicing Darch, Madeley, Landsdale and other suburbs in the Perth metropolitan area
If you are looking to purchase or refinance a property, business or vehicles, or simply want to consolidate debt, finding the right solution can be both time consuming and confusing.
By using the services of a mortgage and finance broker, you can compare hundreds of loan products, features and costs, to find a solution that works for you. This can save you both time and money.
Home loan pre-approval
A home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking.
Paying the deposit
Most banks and lenders require a minimum deposit of up to 5 per cent of the value of the property you are purchasing.
Property investment can be a smart wealth creation strategy – but that doesn’t just mean finding the right property – it needs the right investment finance as well.
Refinancing an existing mortgage
There are a number of reasons when changing your mortgage conditions makes sense.
The most challenging part of any building or renovating project is organising the finance and managing the cash flow.
Self-employed and business finance
If you’re self-employed or run a small business there’s no reason securing a loan should be difficult. In today’s competitive market your needs are catered for by a large range of lenders offering suitable home and business finance.
Personal loans and debt consolidation
Consolidating your finances can be a handy solution if you are struggling with a number of repayments, such as your home loan, credit cards, or car loans.
Whether it’s a sports car, a family car, a caravan, motorbike or boat, not many of us have the cash on hand to buy a vehicle outright.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?