Mortgage broker in Adelaide Hills
Buying your own home is incredibly exciting, but that excitement is often stamped out by endless paperwork, banks, conveyancers, valuers, insurance companies, electricity companies, water, gas and the list goes on. I bring the joy back to your life-changing opportunity and handle the entire process for you. It’s my job to know our panel of lenders inside and out, so when you to come to me you'll have everything you need to know.
I specialise in loans for first home buyers, first time investors, refinancing and debt consolidation.
If you're a first home buyer, contemplating upgrading, looking to add another investment property, or would simply like an obligation free appointment on your current home loan, and would like dedicated personal service please give me a call.
What we can assist you with?
- Residential Home loans
- Home Loan Refinancing - Get a better Deal!
- Construction loans
- Investment lending
- Debt Consolidation
- First Home buyers
- Self Manager Super Funds
- Car and Asset Finance
- First Home owners Grant
Even the Government is suggesting you refinance this month, but why?
For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so you’re probably paying your current lender more than necessary in this market. What does this mean for your home loan today? Is haggling worth it?
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.