Mortgage broker in Adelaide Hills
Buying your own home is incredibly exciting, but that excitement is often stamped out by endless paperwork, banks, conveyancers, valuers, insurance companies, electricity companies, water, gas and the list goes on. I bring the joy back to your life-changing opportunity and handle the entire process for you. It’s my job to know our panel of lenders inside and out, so when you to come to me you'll have everything you need to know.
I specialise in loans for first home buyers, first time investors, refinancing and debt consolidation.
If you're a first home buyer, contemplating upgrading, looking to add another investment property, or would simply like an obligation free appointment on your current home loan, and would like dedicated personal service please give me a call.
What we can assist you with?
- Residential Home loans
- Home Loan Refinancing - Get a better Deal!
- Construction loans
- Investment lending
- Debt Consolidation
- First Home buyers
- Self Manager Super Funds
- Car and Asset Finance
- First Home owners Grant
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.