Loan Market Mortgage Broker servicing Penrith, St Mary’s, Mt Druitt and surrounding suburbs
Whether you’re buying your first, second or fifth property and looking for your next one, it should be an enjoyable, rewarding and painless experience. Having a professional mortgage broker on your side will help achieve this as well as saving you time.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
Is an offset account worth it?
Plenty of first home buyers are expected to enter the market with the Stamp Duty being removed for purchases up to $650,000 and it is worth knowing what you may be paying for when you sign on the dotted line and if it is worth your money.
Should you build a granny flat?
Is a granny flat the right thing for you?
Buying property with friends
This article dsicusses the pros and cons of buying property with friends or family. Planning is the key to making this a successful venture.