Loan Market Mortgage Broker helping those in Penrith, St Mary's, Emu Plains and all of Sydney
Sick of being treated like a number by the banks? Operating out of a boutique office in Penrith you are the only priority to us. With a stocked fridge and no waiting to meet with a consultant why would you want to anywhere else? And if leaving home isn't something you want to do I'll come to you at any day or time. Book your appointment today.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
Live in your own house or rent someone else's?
All the craze for many years has been the goal of owning your own home. In today's market entering the housing market can be tough, I discuss a strategy I am going to use to increase my income without doing a whole lot.
The ins and outs of investment lending including what can and can't be used as a tax deduction and how to access funds and structure your loans in the most appropriate way.
Cars, mates and good advice
A couple of years ago I had to make a decision about buying a car or a house. This is the bigger picture around that time of my life and how it panned out.