Mortgage Broker helping people in Penrith, St Mary's, Mt Druitt and Western Sydney
Sick of being treated like a number by the banks? Operating out of a boutique office in Penrith you are the only priority to us. With a stocked fridge and no waiting to meet with a consultant why would you want to go anywhere else? And if leaving home isn't something you want to do I'll come to you at any day or time.
Specialising in loans for first time investors, clients with paid or unpaid defaults and loans for discharged bankrupts Beau Cook makes the process as simple and stress free as possible. Book an appointment or schedule a call to see if Beau can assist.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
How to actually save money by refinancing (Video)
A better interest rate on your home loan is a huge step in the right direction but this is only half the story if saving money is your goal. If of course you just want a bit of extra cash each week, loan term isn't such a big concern for you.
Discharged Bankrupt, Unpaid Defaults? You have options
You've been through a tough time, you've missed some bills, had defaults listed against your name or you've had no other way out and have declared bankrupt. Your situation has completely changed, you're on top but can't find a lender that will help, they're all claiming you're too much of a risk. They're not all scared to work with you though.
Need to move but don't want to sell first?
Thinking of moving and can't figure out where to start? You could buy a new place and hope for the best, you could lease your current home and try selling down the track or you could access what's known as a bridging loan.