No loan too small, no situation too hard. Our main goal is ease of access to financial products that best suit your needs and desires.
First Home Buyers? I aim to have my buyers well prepared and confident that they are ready to buy a property rather than just getting a loan approved. I run seminars on a regular basis to educate potential first time buyers on what to expect and how to best position yourself to be approved for a mortgage. Get in contact if this is something you're interested in.
Apart from helping First Home Buyers we also assist with the more common scenarios such as those looking to refinance for a better rate, home improvements and investment purposes. I have access to over 30 lenders and all of their products. Being a large family owned brokering group we are even able to negotiate a better rate with your current bank and a lot of the time we can do this in front of you in a matter of minutes.
Whether you need a standard home loan, refinance, investment loan, car loans or a personal loan we are your one stop shop to ensure you get the best deal for you.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.