Loan Market Mortgage Broker servicing Penrith, St Mary’s, Mt Druitt, Jordan Springs, Glenmore Park and surrounding suburbs
Whether you’re buying your first, second or fifth property and looking for your next one, it should be an enjoyable, rewarding and painless experience. Having a professional mortgage broker on your side will help achieve this.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
How much is enough?
I meet with plenty of people who are looking to buy property but aren't always ready as far as a bank is concerned. The following discusses how much money is enough to get you ready to go house hunting.
Fixing the Christmas Hangover
They can leave you with a headache, make you nauseous and stop you from thinking about anything else. Sometimes they're caused by excessive drinking and lack of hydration, other times they can be from spending too much money over Christmas and maxing out your short term credit facilities.
Can't afford your first home? Buy your first investment instead
Houses anywhere in Sydney are either very close to out of reach or completely out of reach for anyone trying to save a deposit for a mortgage. Entering the property market in a different capital city and using the growth in your investment property might be the ticket to your first home.