No loan too small, no situation too hard. Our main goal is ease of access to financial products that best suit your needs and desires.
First Home Buyers? I aim to have my buyers well prepared and confident that they are ready to buy a property rather than just getting a loan approved. I run seminars on a regular basis to educate potential first time buyers on what to expect and how to best position yourself to be approved for a mortgage. Get in contact if this is something you're interested in.
Apart from helping First Home Buyers we also assist with the more common scenarios such as those looking to refinance for a better rate, home improvements and investment purposes. I have access to over 30 lenders and all of their products. Being a large family owned brokering group we are even able to negotiate a better rate with your current bank and a lot of the time we can do this in front of you in a matter of minutes.
Whether you need a standard home loan, refinance, investment loan, car loans or a personal loan we are your one stop shop to ensure you get the best deal for you.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?