No loan too small, no situation too hard. Our main goal is ease of access to financial products that best suit your needs and desires.
First Home Buyers? Our number one goal beyong just getting the loan organised is making sure you are well prepared to buy a property. Having the money to buy a property is hugely important obviously but making sure you know how to make your loan work for you post home ownership is just as important. You're not just a transaction.
Apart from helping First Home Buyers we also assist with the more common scenarios such as those looking to refinance for a better rate, home improvements and investment purposes. I have access to over 60 lenders and all of their products. Being a large family owned brokering group we are even able to negotiate a better rate with your current bank and a lot of the time we can do this in front of you in a matter of minutes.
Self-employed and financials aren't looking up to scratch? We can find you a lender that will accept alternative income proof, commonly known as Low Doc loans, to suit your needs.
Whether you need a standard home loan, refinance, investment loan, car loans or a personal loan we are your one stop shop to ensure you get the best deal for you.
Investment Home Loans
If you have equity in your current home loan or you’ve saved a deposit, you can put that money to work if you so choose. With the recent gains in Sydney’s housing prices, you may be able to buy an investment property without making a deposit or large financial commitment upfront.
Construction loans are a little different to your normal loan, although the application process is quite similar There is extra information the bank will want answers to before agreeing to finance your dream. Let me help guide you through the process and ensure you understand exactly what is happening through each step of the process.
So, you’re ready to buy a property? I can calculate how much you can borrow, how much money you need as a deposit or available equity to use as security against a new property and show you your different credit options from different lenders to suit your situation.
There are many different options out there for self-employed people to get loans but not all are that simple to obtain. Working for yourself opens many doors regarding making your money work best for you and that includes effective tax strategies that don’t always make you look wealthy on paper and thus make you appear unsuitable to banks. I can help you through this and look at your finances with an eye for the actual financial picture which I then present to the most appropriate lender for your situation.
Whether you want to renovate, buy a car or that boat you’ve always dreamed about. Maybe it’s time to travel or just want to get a better rate on your current loan to reduce your repayments, refinancing may be a great option for you.
Why so many Australians are building rather than buying in 2020
There’s a land rush happening across Australia bolster by grants and incentives, and premium house prices. Lofty property prices - thanks to general scarcity of stock and buyers making the most of low interest rates - and a raft of compelling building and first home buyer incentives have turned the tide on the types of property people are buying in 2020.
The process of building a home and growing a baby are not so dissimilar.
After you’ve saved for stamp duty and a deposit, secured land and loan, the journey of creating a new home averages about nine months - give or take. And just like parenthood, building a home from scratch, the trials and rewards are part and parcel of the journey.
Building a home requires a special type of loan.
Just as moving into an existing home is simpler than creating one from scratch, a construction loan has more processes and complexities than a standard mortgage, Never fear, the experts are here to handle it for you. We can ensure a seamless process from the dream to the dream home.