Mortgage Broker servicing Gawler, Willaston, Evanston Park and surrounding suburbs
Whether you are buying, investing, refinancing or building your dream home it can be made very easy with the help of Ben. With over 30 lenders on his panel, his knowledge of finance and love for real estate, Ben will ensure the loan application process will be smooth from beginning to end.
For something as major as your home loan, it is important to know what benefits a mortgage broker can provide you instead of going directly to the bank. As a mortgage broker i have access to over 30 lenders you know and trust as well as 1000 different loan products. I can assist you with owner occupied loans, investment loans, buying your first home, construction loans and guarantor loans.
Investment Home Loans
Whether you are looking to purchase your first investment property or you already have an investment portfolio, I can assist you. If you are unsure where to start I can sit down with you and go through your assets, income and expenses so that we can get a better understanding of how much you can afford to borrow to invest. Make sure you have a mortgage broker on your side as well a good accountant and property manager looking after your biggest assets.
Knowing exactly what to expect when building your home is a key part of a successful build. Building can be a complex process that involves multiple parties including; builders, contractors, solicitors, accountants, quantity surveyors and the council. It is in your best interest to choose a broker who knows the in’s and out’s to a construction loan; that's where I come in.
First Home Buyers
Buying your first home can be very daunting but exciting. I will assist you through the whole process, from our initial meeting, which I will go through with you all aspects of your loan and any questions you may have. The most commonly asked questions being; How much deposit do I need? How much can I borrow? How does the first home owners grant work?
The most important thing to ask yourself when you are considering to refinance is, will this put me in a better position? I can go through the sums and costs involved in changing home loans. If it's going to put you into a better position then why not?
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.
Selling this Spring? You only have eight minutes to make an impression.
A recent study has revealed that it takes only eight minutes on average for home hunters to decide whether or not to buy a particular property. That’s swift! Even more-so if you consider that buying a home is the single biggest purchase a person will make in their lifetime. So if you’re selling your house this spring, you’ll want to leave the best impression on potential buyers to increase competition and give you a better chance of achieving a premium price for your property.
Market begins recovery, but borrowers are being caught unawares.
“We’re very confident the housing market has bottomed,” proclaimed Australia’s largest property developer last week. But loans are still an issue, needlessly. Make sure your spring buyer clients are prepared sooner rather than later.