Loan Market Mortgage Broker servicing Adelaide, North Adelaide, Norwood, Prospect, Unley, Magill, Hillcrest, Modbury, Golden Grove and surrounding suburbs
Ben Williams is your local mortgage broker based North East of the Adelaide CBD and can help guide you through the whole home loan process. No matter what type of loan you're looking for and regardless of your circumstances, he has the experience and connections to find you the right package for your needs. He is dedicated to assisting his clients in mortgage, leasing & personal finance matters, whether it is for residential, investment or commercial.
Covering all areas of North East Adelaide and with access to over 30 lenders, Ben's commitment is to take the legwork out of finding you the right loan & believes great service forms a massive part of picking a broker.
Refinancing/debt consolidation is something that takes careful consideration, but can be a greatly beneficial if you are struggling with repayments on several debts (such as your home loan, credit cards and personal loans) or just simply want to lower your monthly out-goings.
First Home Buyers
Buying your first home is an exciting experience, yet at times can seem daunting when there’s so many things to think about. I make the home loan application process as smooth and easy as possible for you, so you can concentrate on finding the right home.
Home Loan Deposits
Depending on the lender and your individual situation, you may be able to fund your deposit from a range of sources, including genuine savings, monetary gifts, inheritances and first home owner incentives.
Self-employed borrowers can sometimes find it tough to obtain finance in the current market, but you can be assured I am well experienced in dealing with these types of borrowers.
Property investment can be a smart wealth creation strategy, if you get it right. That doesn't just mean finding the right property – you need the right finance as well.
Good business finance is invaluable when purchasing and growing your business. Business and commercial loan options vary drastically as the bank bases their decision on many numerous factors.
Personal Finance/Car & Equipment Loans
Finding the right finance for a new vehicle can be hard when you need to act so quick to secure the vehicle you have your eyes set on, especially if you’re buying from a car yard or car dealer.
Default Credit History/Bankruptcy
If you’ve come across hard times in the past and your credit history was affected negatively by this, obtaining finance through the normal channels can be hard.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?