About Phil Couch

With more than nine years experience in the finance industry and over $100 million in settled loans, I have the knowledge and expertise to help you find the loan that's in your best interest.

First home buyers

In my experience, first home buyers often require a little more education around how much they can borrow and how much of a deposit they will need to buy the property they want. Not all lenders lend the same, so it's important to me to find out as much as I can about a borrower's individual circumstances from the get-go, and then narrow down the lenders and home loan products most suited to them.

If you are a first home buyer who does not have quite enough of a deposit yet saved, I have a great deal of experience in providing savings plans so that you can enter the market sooner.

We do not hesitate to recommend Phil Couch to all our customers seeking mortgage solutions. His industry knowledge and experience is invaluable in sourcing the right financial product, whether re-financing, investment or debt consolidation. He is always just a phone call or email away and always responds quickly to our customers' needs and concerns.
Alf and Jacqui - Glenelg South

Investment portfolios

For those who wish to acquire investment properties, I have a thorough understanding of investment loan structures and how to maximise your tax benefits where multiple properties are involved.

Solid planning and structuring of your investment loans now can save you a great deal of money later on, so it often helps to speak to a mortgage professional who understands the market.

Phil has been our mortgage broker for a number of years. He has navigated our way through the purchase of a good few investment properties; the transactions often becoming complex and time consuming. Phil has always been great to deal with - always ready to help whether it has been through coming out to our house to complete forms, preparing applications for the bank, or helping to progress applications through the system. Phil has a 'can do' positive attitude to his work, being creative and looking for viable alternative financing solutions in order to make a transaction 'work'. He is polite, attentive, responsive and hard working - I would have no hesitation in recommending him as a mortgage broker.
Ed and Christine - Blackforest

Construction loans

Having built three homes myself in the past, I've personally taken on the challenges that can arise with construction finance. Construction loans are different to regular residential home loans in that during the construction stage, they're often interest-only, and the money is generally paid in stages according to how much of the property has been built.

Loans for all situations

Along with the above loan types, my mortgage broking services also extend to:

  • Self-employed borrowers
  • Guarantor loans
  • Refinancing
  • Debt consolidation

Professional achievements

  • SA/NT Broker of the Year 2010
  • Over $100 million in settled loans
  • Alan White Premier Club Member 2009
  • High Achiever 2008 - 2009

Business networks

  • Ray White
  • Josie Lazzaro, Metro Conveyancing
  • Helen Sotirchos, Alan Sheppard Constructions
  • Steve Pratt, Insurance Broker
  • Theo Mavratzakis, Tax Depreciation Quantity Surveyor
  • Daniel McCabe, Financial Planner - daniel@financialadvisorygroup.com.au

Adelaide customers

While my office is in Plympton, I also offer a mobile service and can visit you at your home or office to discuss your finance needs. I work throughout Adelaide, including North Plympton, South Plympton and Plympton Park, plus Camden Park, Nover Gardens, Glengowrie, Glenelg, Morphettville, Somerton Park, Glandore and Netley.