Refinancing & Debt Consolidation
Does your home loan still meet your needs?
Is there another option that better suits?
Can you bundle your debts into a lower repayment loan?
By answering these questions, you will know if you need a home-loan check. The purpose of refinancing is to save money as well as keeping up with your changing financial circumstances. There are costs that need to be considered when refinancing and we are here to help show you your true position and the most successful way forward.
Some costs to consider when refinancing are, break costs (if applicable), discharge costs, government fees and any new lender costs.
We help weigh up these costs with future possible benefits such as, new lender incentives (interest rate, features, fees), a loan structure in line with your goals and importantly a new repayment schedule.