Purchasing a home is one of the largest financial commitments you will ever have to make. When you start to consider all the lenders and the various products it can become an extremely overwhelming experience. I am here to help reduce the confusion, assist you to find the right package, tailored to your specific needs, and support you in making this very important step in your life.
When you look for a home loan, consider the size of the loan, the deposit amount you have and the type of property you want to buy. It is also extremely important that you choose a product that suits your immediate and future needs. I will assist you to ensure you have the right package for your individual requirements.
Here are a few of the more common home loan products:
- Introductory/honeymoon home loan
- Basic home loan
- Standard variable home loan
- Fixed rate home loan
- Line of credit facility
- All in one loans
- Non-conforming loan
- Lo-doc home loans
- 100% home loan
- No-deposit home loan
- Family guarantor home loan
- Investment home loan
- Reverse Mortgage
It is important to keep in mind that if you are buying a property and have less than a 20 per cent deposit, you may be required to pay Lender’s Mortgage Insurance (LMI).
With access to a wide panel of major banks that you can trust, I truly understand the finance and real estate market. I have the experience and expertise to identify your requirements and value the importance of structuring your home loan in a way that takes into consideration both your immediate needs and long-term goals. I also listen to what you are trying to achieve to make it a reality, tailored in the most flexible, simple and cost-effective manner for you.