About Belinda Albert
Belinda is a qualified broker holding a Diploma in Finance and Mortgage Broking (Dip. FMBM). A natural people person with a passion for customer service, coupled with her varied experience and knowledge, Belinda seeks to deliver the ideal home loan solution to all her clients.
Loan Market has access to over 30 banks and lenders and over 1000 loan products. Leveraging from this, Belinda listens to her client’s needs and helps home buyers and investors find the right product to suit their every need.
With so many home loan options on the market, many people are unsure if they are finding the ideal loan to suit them. Let Belinda find the right finance for your property while you focus on the more important things in life.
Belinda can help you with:
New Home Loans
With so many home loans readily available, Belinda will take the legwork out of finding the right loan for first home buyers, home loan pre-approvals, construction loans, property investments and refinancing. From comparing different lenders features, fees and charges, she can help you make the most out of your finance and lifestyle needs.
If you’re already in the home loan market and simply looking for a more competitive deal, you can trust that Belinda is up to date with current competitive deals and policy changes. Sometimes just going through this process will result in a discount off your current rate with your lender.
Asset Finance, Car and Personal loans
Whether you’re a small business owner needing new equipment or just seeking extra funds for a holiday, wedding or new car, you’ll be pleased to hear that Belinda has access to a wide selection of premium lenders and can find the right loan to suit your everyday needs.
Debt Consolidation Loans
For many people, consolidating all your debts into one manageable loan or into your mortgage, can have multiple benefits. You could save on several sets of ongoing account fees & charges and ease your financial burdens.
Belinda can offer specialist lending that could cover: 3 Months ABN, ATO debt, bad credit file, bad conduct on existing loans you’re trying to consolidate, unpaid defaults on credit file, declines from major bankers, borrowed funds for home deposits and discharge bankruptcy.
Business Loans Commercial Loans
Good business finance is invaluable when purchasing and growing your business. Were you aware that business and commercial loan options vary depending on whether you are a startup or existing business? Whether you’re buying commercial property, undertaking property development, expanding your business or need some cash flow funding, assistance from an expert commercial finance broker will provide you with peace-of-mind, now and into the future.
Low Doc Loans for Self-Employed
Many self-employed borrowers need a customised loan because they are unable to provide the full financial history required to get a regular loan. Low documentation, or ‘low doc’ loans fulfil the needs of many self-employed borrowers. Please note that you’ll still need to provide some financial history and paperwork – often about 12 months BAS statements and an ABN that has been active for at least 6-12 months will suffice.
“Belinda was available to answer any questions we had (and there were a lot) at any time. She was extremely knowledgeable with her products and presented us with information in a clear, non persuasive way.”
- Brioney & Andrew Smith
"Belinda made a stressful situation completely manageable! She was always on top of things, knew exactly what was needed and when, made herself available outside standard office hours to accommodate my situation, and was a delight to meet with."
- William Houghton
"She delivered...and got the job done. Always responded to my calls promptly and kept me informed and updated."
- Reagan Joseph
$25k HomeBuilder offer
In the midst of the craziness that is 2020, there is always a silver lining. Yesterday, the federal government announced a $700 million housing package for Australians to access $25,000 grants to build a new home or start a major renovation. What does that mean for you? As a first home buyer or owner-occupier, understanding what federal grants, incentives and discounts that are available to you can be a nightmare. We’ve cut through the headlines and jargon and created a snapshot of the HomeBuilder Grant. Here’s everything you need to know.
What your clients need to know this EOFY
What’s going on in the property market? Is now the right time to buy? Should I sell? What about investing? All questions that many Australians are asking right now. Read on to find out more.
Be in the know this EOFY
Let's kick off with rates, are they getting lower? Rates are at a historic low and have been for a while, with some banks offering Fixed Rates at a discount to the variable offering. What are the benefits? Read on to find out more.