The most important thing to ask yourself when you are considering to refinance is, will this put me in a better position? I can go through the sums and costs involved in changing home loans. If it's going to put you into a better position then why not? As a mortgage broker I have access to over 30 lenders and over 1000 products. If you are happy with your current bank there may still be an option through them that you aren't aware of.
There are many reasons for looking at refinancing, whether it be to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Are you looking to renovate your home? Why not use the equity in your home loan?
Kitchens and bathrooms are the most popular rooms to renovate. If done well, it’s an area that can completely boost the value of a house.
Need help figuring out what the right options are for you moving forward? Give me a call today and take the first step to refinance.