Property Investment Loans in Western Sydney

Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance and the right ownership structure for your finance needs.

Your investment loan package should be tailored to your investment strategy and goals. As a Certified Financial Planner I can work closely with your accountant to make that happen. Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I can help you find a competitive property investment loan for your circumstances.

NRAS Property Investment Loans

The National Rental Affordability Scheme also known as NRAS is a new investment program for Australians with generous tax incentives to induce more private investment in the lower price range of the residential construction market. NRAS is not a public housing program.

NRAS is more than just investing in property. Simply put, a correctly structured and chosen NRAS property investment will help you:

  • Pay-off your home loan within 15 years,
  • Pay less tax,
  • Earn extra tax free income,
  • Own multiple investment properties,
  • All with zero out of pocket costs.
  • SMSF Property Investment Loans

Since 2007, Self-Managed Superannuation Funds (SMSF) can borrow money to invest in property. Property investing through your self managed superannuation fund (SMSF) may be a great way to create wealth for your retirement and help diversify your super investments. Any income from the investment property, including capital gains, will be taxed at concessional rates, so you could end up saving money in the long run.

From experience, for the best results clients need to have at least:

  • A combined superannuation balances of at least $100,000 of superannuation assets and,
  • Contributing a combined total of at least $10,000 pa into super,
  • Usually a 10 year time frame before retirement.

There is a considerable amount of inaccurate information published for free on the web. If you want to know exactly what needs to be done to be fully compliant and successful in using your SMSF to build wealth talk to me today.

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